MoreCover | Base Sum Insured | 3,00,000 | 5,00,000 | 10,00,000 | 15,00,000 | 50,00,000 | 100,00,000 |
Additional Sum Insured Benefit | 1,00,000 | 2,00,000 | 3,00,000 | 5,00,000 | 15,00,000 | 30,00,000 | |
MoreTime | Extended Policy Year of 13 months if Policy period is 1 year and Extended Policy Year of 26 months if Policy Period is 2 years | ||||||
MoreGlobal | Covers any emergency hospitalisation abroad - up to defined limits Equal to 100% of Sum Insured, maximum upto₹20,00,000 |
Sum Insured ( in INR ₹) | 3,00,000 | 5,00,000 | 10,00,000 | 15,00,000 | 50,00,000 | 100,00,000 |
Section 1 – Basic Benefits | ||||||
Inpatient Care | Covered, No Sub Limits | |||||
Special Treatments - Co-payment of 50% of admissible Medical Expenses for all Sum Insured options | 1,00,000 | 1,00,000 | 1,00,000 | 1,50,000 | 1,50,000 | 1,50,000 |
Day Care Procedures | Covered, No Sub Limits | |||||
Domiciliary Hospitalisation | Covered, No Sub Limits | |||||
Organ Donor | Covered, No Sub Limits | |||||
Ayush Benefit | Covered, No Sub Limits | |||||
Pre - Hospitalisation | Covered upto 90 days | |||||
Post - Hospitalisation | Covered upto 180 days | |||||
Emergency Ambulance | Covered, No Sub Limits | |||||
Transportation Benefit | Maximum ₹500 | |||||
Restore Benefit | Equal to 100% of Sum Insured |
Section 2 – More Option Benefits | |||||||
More Cover | Base SI | 3,00,000 | 5,00,000 | 10,00,000 | 15,00,000 | 50,00,000 | 100,00,000 |
Additional SI | 1,00,000 | 2,00,000 | 3,00,000 | 5,00,000 | 15,00,000 | 30,00,000 | |
MoreTime | Extended Policy Year of 13 months if Policy period is 1 year and Extended Policy Year of 26 months if Policy Period is 2 years | ||||||
MoreGlobal | Covers any emergency hospitalisation abroad - up to defined limits Equal to 100% of Sum Insured, maximum upto₹20,00,000 |
Section 3 – Voluntary Co Payment if Opted | |
Voluntary Co Payment | 10% if Opted |
Inpatient Care | Covers medical expenses like room rent, ICU charges, medical practitioners fee, nursing charges etc. incurred during hospitalization due to an illness or accident for period more than 24 hrs. |
Special Treatments | Coverage of treatments which are usually not covered under regular health insurance plans such as:
|
Day Care Procedures | Medical expenses incurred for day care procedures taken at a hospital or day care centre. All day care treatments are covered |
Domiciliary Hospitalisation | Covers medical expenses for medical treatment at home for a period exceeding three (3) consecutive days which would otherwise have necessitated hospitalisation |
Organ Donor | Medical expenses on harvesting the organ from donor during transplantation |
Ayush Benefit | The medical expenses for in-patient treatment taken under Ayurveda, Unani, siddha and homeopathy |
Pre - Hospitalisation | Covers medical expenses incurred 90 days prior to the date of hospitalisation |
Post - Hospitalisation | Covers medical expenses incurred up to 180 days from the date of discharge |
Emergency Ambulance | Actual expenses incurred for utilizing road ambulance service for transporting the insured to the nearest hospital with adequate emergency facilities in case of emergency or from one hospital to another if medically required |
Transportation Benefit | Expenses incurred up to `500 for utilizing a registered radio cab operator’s services for transporting the insured person to and/or from the hospital, provided that has an approved pre-authorization request |
Restore Benefit | Re-instatement of 100% sum insured if exhausted during the policy year. Restore sum insured can be used for only future claims made by the insured person and not against any claim in respect of an illness (including its complications) for which a claim has been already paid) |
Age |
|
Family Composition for Floater policy | Maximum 8 members-2 Adults and up to 6 children |
Policy period option | 1/2/3 Years |
Sum insured option (in ₹) | 3, 5, 10,15,50,100 lacs |
Length of time policy in force | Refund of Premium |
Upto 90 days | 100% Refund |
Above 90 days | Pro-rata |
Step 1 | Inform our health claims team,RCARE, of hospital admission usingthe helpline number 1800 3009 givenon your health card |
Step 2 | Submit the required documents to RCARE |
Step 3 |
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Review Reliance Health Infinity Health Insurance brochure to understand coverage details.
Review Reliance Health Infinity Health Insurance policy wordings which explains the terms and conditions.
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