Reliance travel insurance plan without sub-limits

What is a “No Sublimit” travel insurance plan?

A No Sublimit travel insurance is a comprehensive coverage that does not impose caps on specific medical expenses like room rent, ICU charges, or surgeon fees. This policy offers broader and more flexible coverage during hospitalization abroad.

How is Reliance’s No Sublimit plan different from regular travel insurance?

Unlike standard plans with restrictions on individual expense categories, this plan allows the insured to claim up to the full sum insured without internal limits, subject to policy terms and conditions.

Who should consider buying a No Sublimit travel insurance plan?

Travelers going to countries with high medical costs like the USA, Canada, UK, or Schengen countries, and especially senior citizens, should consider this plan for more comprehensive medical protection.

Is the premium higher for No Sublimit plans?

Yes, No Sublimit plans usually have a slightly higher premium due to the enhanced level of coverage they provide without internal restrictions.

Does this plan also cover non-medical benefits like trip cancellation or baggage loss?

Yes, in addition to comprehensive medical coverage, Reliance’s No Sublimit plan also includes non-medical benefits such as trip delay, passport loss, baggage delay/loss, and personal liability.

Are pre-existing medical conditions covered under this plan?

Pre-existing conditions are generally excluded or covered with limitations. Please refer to the policy wording or speak to the insurer for detailed coverage on pre-existing conditions.

Can this plan be purchased online before travel?

Yes, the Reliance No Sublimit travel insurance plan can be purchased instantly online through platforms like eindiainsurance.com before your travel begins.

Is this plan valid for visa requirements like Schengen?

Yes, this plan is valid for Schengen visa applications as it provides a minimum required coverage of €30,000 and includes emergency medical evacuation and repatriation.

What is the claim process under this plan in case of hospitalization abroad?

In case of a medical emergency, you must contact the assistance provider mentioned in your policy document. They will guide you through the cashless or reimbursement process as applicable.

Can this plan be extended if I stay longer than planned abroad?

Yes, extensions are possible subject to approval and no previous claims. You should request an extension before the policy expires. Speak to eindiainsurance.com customer support team for more information about policy extension.