Travel Insurance
The Reliance travel insurance covers the insured for unanticipated financial disaster that arises due to an emergency.
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Reliance Travel Insurance Plan Without Sub-LimitsGet true peace of mind with Reliance’s No Sublimits travel insurance plan — no caps on key medical expenses like room rent, ICU charges, or surgeon fees. Ideal for travelers seeking comprehensive coverage abroad, especially seniors and those visiting high-cost countries like the USA, UK, or Schengen area.
A No Sublimit plan means there are no caps or restrictions on specific medical expenses within your overall coverage. Unlike regular plans that set limits on things like hospital room rent, ICU charges, or surgery fees, a No Sublimit plan lets you claim up to your full sum insured for all eligible medical expenses.
Key Benefits of No Sublimit Plans:The approximate cost of travel insurance for Europe per month for 74 years old traveler with medical maximum of $50,000 and $100 deductible with and without sublimits by Reliance General is as follows :
| Plan Type | With Sublimits | Without Sublimits |
|---|---|---|
| Cost (₹) | 4,993 | 5,991 |
| Medical Coverage | $50,000 (Sublimits applicable) | $50,000 (No sublimits) |
| Sickness Medical Expenses | Subject to sublimits | Fully covered |
| Pre-existing Conditions | Covered up to $2,500 | Covered up to $2,500 |
| Personal Liability | $15,000 | Included |
| Personal Accident | $15,000 | $15,000 |
| Eligible Persons | Indian Passport holders, PIO, OCI travelers from India | Indian Passport holders, PIO, OCI travelers from India |
A No Sublimit travel insurance is a comprehensive coverage that does not impose caps on specific medical expenses like room rent, ICU charges, or surgeon fees. This policy offers broader and more flexible coverage during hospitalization abroad.
Unlike standard plans with restrictions on individual expense categories, this plan allows the insured to claim up to the full sum insured without internal limits, subject to policy terms and conditions.
Travelers going to countries with high medical costs like the USA, Canada, UK, or Schengen countries, and especially senior citizens, should consider this plan for more comprehensive medical protection.
Yes, No Sublimit plans usually have a slightly higher premium due to the enhanced level of coverage they provide without internal restrictions.
Yes, in addition to comprehensive medical coverage, Reliance’s No Sublimit plan also includes non-medical benefits such as trip delay, passport loss, baggage delay/loss, and personal liability.
Pre-existing conditions are generally excluded or covered with limitations. Please refer to the policy wording or speak to the insurer for detailed coverage on pre-existing conditions.
Yes, the Reliance No Sublimit travel insurance plan can be purchased instantly online through platforms like eindiainsurance.com before your travel begins.
Yes, this plan is valid for Schengen visa applications as it provides a minimum required coverage of €30,000 and includes emergency medical evacuation and repatriation.
In case of a medical emergency, you must contact the assistance provider mentioned in your policy document. They will guide you through the cashless or reimbursement process as applicable.
Yes, extensions are possible subject to approval and no previous claims. You should request an extension before the policy expires. Speak to eindiainsurance.com customer support team for more information about policy extension.
The Reliance travel insurance covers the insured for unanticipated financial disaster that arises due to an emergency.
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Know more »"Thanks for your help EINDIA customer support team, I have booked the policy online"
Ramu"Thank you for your kind help in doing the travel health insurance for my family.It was a good experience."
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NagarajanTips to find good and adequate international travel health insurance.
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Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Reliance by contacting them.
Know more »Kindly refer the Reliance travel insurance policy wordings for complete coverage details along with terms and conditions.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
Know more »Contact our customer service team, we are here to help you!