Universal Sompo Sampoorna grih suraksha insurance

Exclusions

• Damage caused by pressure waves.
• Destruction or damage caused to the property by its own fermentation, natural heating or spontaneous combustion or its undergoing heating or drying Process.
• Burning of property Insured by order of any Public Authority
• Explosion/ implosion losses to boilers (other than domestic boilers), economizers or other vessels, machinery or apparatus (in which steam is generated) including their contents .
• Destruction or damage to property caused by centrifugal forces.
• Damage by vehicle/animals belonging to or owned by You or Your Family.
• Damage caused by normal cracking, settlement or bedding of structures, settlement or movement of made up ground, coastal or river erosion, defective design or workmanship or use of defective material, demolition, construction, structural alteration or repair of any property or ground work or excavation.
• Damage caused by repairs or alteration to Your Home, repairs, removal or extension of the sprinkler installation, defects in construction known to you.
• Damage caused to the Insured property by Pollution or contamination