Health Check-Up Benefits

Health check up means the examination to verify normal state of health or discover any disease in its early stages. Medclaim insurance policies which offer coverage for health check ups are listed below. The coverage details can vary from insurer to insurer. Insurance customers can refer to the details of coverage for health check ups and make an informed choice.

Wikipedia explains the meaning of Preventive Health Check Up perfectly as “Preventive healthcare (alternately preventive medicine or prophylaxis) consists of measures taken for disease prevention, as opposed to disease treatment“. Health, disease, and disability are dynamic processes which begin before individuals realize they are affected. Disease prevention relies on anticipatory actions that can be categorized as primary, secondary, and tertiary prevention. Under section 80D, there is a defined limit of ₹5,000 per year for the insured, his/her immediate family and parents.
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Health Check-Up Coverage

TATA AIG Insurance Plans
TATA AIG

Health check-up at the end of 4 continuous renewals for every insured person.

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Bajaj Allianz Insurance Plans
Bajaj Allianz

Covered after 4 years

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Reliance Insurance Plans
Reliance

HealthWise Standard: Covered after 4 years
HealthWise Silver: Covered after 4 years*
HealthWise Gold: Covered after 4 years

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Max Bupa Insurance Plans
Max Bupa

Silver Plan: Covers once in 2 years
Gold Plan: Covers every year after the renewal
Platinum Plan: Covers every year after the renewal

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Apollo Munich Insurance Plans
Apollo Munich

Optima Restore: Not Covered
Easy Health: A comprehensive health check-up involving a number of medical tests, upto 1% of Sum Insured per Insured person, only once at the end of a block of four continuous claim-free years.

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Star Health Insurance Plans
Star Health

Covered after 4 years

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Religare Travel Insurance Plans
Religare

Every year free health check up for adults

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EIndia General Insurance Partners

  • Tata Aig
  • bajaj-allianz
  • reliance
  • cholamandalam
  • religare health Insurance
  • hdfc ergo health
  • Star Health
  • niva bupa
  • future generali
  • go digit
  • hdfc ergo
  • cigna ttk
  • universal sompo
  • SBI
  • iffco tokio
  • Cigna TTK
  • Aditya Birla
  • Raheja QBE
  • New India Logo
  • Oriental Logo
  • bharti axa health Insurance Plans
  • kotak

Indian Health Insurance Resources

CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025