| *GST included |
| Accident & Sickness Medical Expenses: ? |
In-patient:
Up to $50,000
Out-patient: Up to $50,000
Deductible: $100 / € 75
|
In-patient:
Up to $50,000
Out-patient: Up to $50,000
Deductible: $100 / € 75
|
$50,000 Deductible: $100 |
$50,000 Deductible: $100 |
$50,000 Deductible: $100 |
$50,000 Deductible: $100 |
| Repatriation of Remains: ? |
| $50,000 |
$50,000 |
Included under Medical Expenses |
Included under Medical Expenses |
$5,000 (Included under Medical Expenses) |
Included under Medical Expenses |
| Pre-existing Cover |
| 10% of Sum Insured Deductible: $100 / € 75 |
10% of Sum Insured Deductible: $100 / € 75 |
Not covered |
Not covered |
Not covered |
$300 |
| Accidental Death & Dismemberment: ? |
| $15,000 |
$15,000 |
$10,000 |
$15,000
|
$15,000
|
$25,000 |
| AD & D Common Carrier |
| NA |
$5,000 |
NA |
$2,500
|
$2,500
|
NA |
| Dental Treatment: ? |
| $300 Deductible: $100 / € 75 |
$300 Deductible: $100 / € 75 |
$500 Deductible: $100 |
$500 Deductible: $100 |
$500 Deductible: $100 |
$500 Deductible: $100 |
| Personal Liability: ? |
| $100,000 Deductible: $100 / € 75 |
$100,000 Deductible: $100 / € 75 |
$100,000 Deductible: $100 |
$100,000
Deductible: $100 |
$100,000
Deductible: $100 |
$200,000 Deductible: $200 |
| Loss of Checked Baggage: ? |
| $100 |
$100 |
$250 |
$500
Deductible: Nil |
$500
Deductible: Nil |
$250 |
| Baggage Delay: ? |
| $100 Deductible: 12 hours |
$100 Deductible: 12 hours |
$100 Deductible: 12 hours |
$100 Deductible: 12 hours |
$100 Deductible: 12 hours |
$100 Deductible: 12 hours |
| Loss of PassPort: ? |
| $300 |
$300 |
$250 Deductible: $25 |
$250 Deductible: $25 |
$250 Deductible: $25 |
$250 Deductible: $25 |
| Hijack Distress Allowance |
| NA |
NA |
$50 per day to max $300 |
$50 per day to max $300
|
$50 per day to max $300
|
$50 per day to max $300 |
| Daily allowance in case of hospitalization |
| $25 per day, max 5 days Deductible: 2 days |
$25 per day, max 5 days Deductible: 2 days |
NA |
$20 per day to max $100
|
$25 per day to max $100
|
NA |
| Flight Delay |
| NA |
NA |
NA |
$20 per 12 hrs, maximum $120
Deductible: 12 hrs |
$25 per 12 hrs, maximum $120
Deductible: 12 hrs |
NA |
| Trip Cancellation |
| $1,000 |
$1,000 |
NA |
$500
|
$500
|
NA |
| Missed Connection: ? |
| NA |
NA |
NA |
NA |
$100 Deductible: 12 hrs |
NA |
| Emergency Cash Advance: ? |
| NA |
NA |
$500 |
$500
|
$500
|
$500 |
| Home Burglary Insurance: ? |
| NA |
$5,000 |
NA |
Rs1,00,000
|
Rs1,00,000
|
NA |
| Important Points |
- Gold and Platinum plans are Comprehensive Coverage plans for travelers up to aged 60 years
- For travelers aged 61 and above, Gold is a Fixed benefit plan where medical sublimits are applicable while Platinum is a Comprehensive plan where medical expenses are covered up to the policy maximum
- Region specific plans to suit your needs for Europe, Asia and African continent.
- Double Sum Insured in case of Accidental Hospitalisation
- Covers declared pre-existing conditions in case of life threatning up to 10% of policy maximum
- Infant child of age 1 day can be insured under Care travel insurance
- Buy the policy for 180 days and you can renew the policy for another 180 days
|
- Bajaj Allianz plans are available for travelers till the age of 98 years.
- Wide range of plan options to suit travelers requirements and budget.
- The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
- Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
- Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
- Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
|
| Sublimits |
Sublimits are applicable for age 61 and above. However this sublimits are not applicable for travelers who buy a Explore Platinum plan
| Medical Expenses |
Sub-limits (For age 61 years & above). |
| Room Rent including boarding and lodging |
1.5% of the Sum Insured subject to a maximum of US $ 2,000 per day / Euro 1,500 per day |
| ICU Charges |
2% of the Sum Insured subject to a maximum of US $ 3,000 per day / Euro 2,250 per day |
| Operation Theatre Charges (including surgeon charges) |
10% of the Sum Insured subject to a maximum of US $ 20,000 per Claim / Euro 15,000 per Claim |
| Anesthesia |
25% of the surgery cost payable |
| Ambulance Services |
US $ 500 per Claim / Euro 375 per Claim |
| Diagnostics and Radiology Services |
US $ 1,000 per Claim / Euro 750 per Claim |
| Medical Practitioners visit fees |
US $ 100 per visit / Euro 75 per visit subject to maximum of 10 visits per Claim |
| Miscellaneous Expenses |
US $ 1,000 per Claim / Euro 750 per Claim |
|
Medical Sublimit under Medical expenses for age 61 -70 years who have purchased TRAVEL PRIME PLAN
| Medical Sublimit under Medical expenses |
Prime Age Silver |
Prime Age Gold |
Prime Age Platinum |
Prime Age Super Platinum |
Prime Age Maximum |
| Hospital Room, Board and Hospital miscellaneous |
$1,200 per day |
$1,500 per day |
$1,700 per day |
$2,000 per day |
$2,300 per day |
| Intensive Care Unit |
$2,000 per day |
$2,500 per day |
$2,500 per day |
$3,000 per day |
$3,200 per day |
| Surgical Treatment |
$8000 |
$9,000 |
$11,500 |
$15,000 |
$20,000 |
| Anesthetist Services |
25% of Surgeons Charges |
25% of Surgeons Charges |
25% of Surgeons Charges |
25% of Surgeons Charges |
25% of Surgeons Charges |
| Physician's Visit |
$50 per day |
$75 per day |
$75 per day |
$100 per day |
$150 per day |
| Diagnostic and Pre-Admission Testing |
$400 |
$500 |
$600 |
$1,000 |
$1,500 |
| Ambulance Services |
$300 |
$400 |
$500 |
$600 |
$1,000 |
|
