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Overseas Travel Mediclaim Insurance

New India Assurance Overseas Mediclaim policy

Key highlights of New India Assurance International travel insurance

Premium payable in Rupees and Claims settled abroad in foreign Currency.
Policy available for frequent corporate travelers.

Eligibility of New India Assurance International travel insurance

Age Limit: 6 months and above up to 70 years.
Policy is to be taken prior to departure from India.

Medical expenses incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted are covered.

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Sum Insured

USD 50,000 to 5,00,000

Claims settlement ratio **

66.2%

Incurred claims ratio

96%

Number of policies issued *

21,226

Number of lives covered *

21,252

Key features of New India Assurance International travel insurance

New India, founded by Sir Dorabji Tata in 1919, a Multinational General Insurance Company, today operates in 28 countries and headquartered at Mumbai, India. Our global business crossed Rs. 26607 crores in March 2019 and have been market leaders in India in Non-Life business for more than 40 years.
The only direct insurer in India rated A-(Excellent) by AM BEST Company since 2007 and have been rated AAA/Stable by CRISIL since 2014, indicating that the Company has the highest degree of Financial Strength to honour its Policyholder's obligations.
Indian operations span across all territories through 2395 offices, including 476 DOs, 595 BOs, 26 DABs and 1257 Micro Offices with have 16795 employees and selling over 250 products.
The sum insured available ranges from ₹50,000/- to ₹5,00,000/- for Accident & Sickness Medical Expenses for insured between 6 months and above upto 70 years.
Cashless settlement is provided through our Overseas Services Provider WTA Travel Services Inc and Heritage Health TPA Pvt Ltd.
Medical Reports are required for:
- Trip is for period over 60 days and if
- Insured person is over 60 yrs of age visiting USA / Canada
- Insured is over 70 yrs of age and visiting countries other than USA / Canada

New India overseas travel insurance plan details

Plan Sum Assured in US dollars	Medical or Repartriation Expenses	P.A.	Loss of Checked in baggage	Delay in Checked in baggage	Loss of passport	Personal Liability	Deductible
A-1 (Worldwide exept for USA/Canada)	50000	10000	1000	100	150	200000	100
A - 2 (Worldwide exept for USA/Canada)	250000	25000	1000	100	250	200000	100
B - 1 (Worldwide including USA/Canada)	100000	25000	1000	100	150	200000	100
B - 2 (Worldwide including USA/Canada)	50000	25000	1000	100	250	200000	100
E - 1 CFT (Worldwide including USA/Canada)	100000	25000	1000	100	150	200000	100
E - 2 CFT (Worldwide including USA/Canada)	50000	25000	1000	100	250	200000	100

CFT Cover is available for Executives of Corporate clients and Partners of registered firms annually subject to the duration of any one trip not exceeding 60 days.

What are the Exclusions under New India Assurance international travel insurance for Indian tourists?
Some of the key exclusions are listed below :
- All pre - existing disease / illnesses are not covered.
- Traveling against Medical advice or for Medical treatment including routine check-up.
- First USD 100 of all claims are to be borne by the traveller.