|Base Diagnosis Benefit||Diagnostic Test confirming the existence of Novel Corona Virus (nCoV) (COVID-19) from authorized centres as declared by Union Health Ministry of India|
|Daily Cash Benefit||Detailed discharge summary or Quarantine Report provided by the Hospital/Authorised Center|
|Loss of Job||1. Appointment Letter of the insured confirming his permanent Employment (and should not be under
2. Past 6 Months Salary Slip
3. Certificate from the employer confirming the reason
for Permanent dismissal or Temporary suspension
If at anytime during the policy period, the Insured Person contracts and is diagnosed with Novel Corona Virus (nCoV) (COVID-19), the Company shall pay a LumpSum benefit equal to 100% of the opted Sum Insured as mentioned in the Policy Schedule and as per General Conditions of this policy.
The Company shall not be liable for any claim arising for Novel Corona Virus (nCoV) (COVID-19) within 16 days from the first policy commencement date with Us.
1.Any condition for which the insured had signs or symptoms, and/or was diagnosed, and/or received medical advice/treatment within the waiting period. 2. Testing done in a centre other than the ones authorized in India . 3.Any person who was tested positive for COVID-19 before commencement of the policy with us /who has had an episode of COVID-19in the past and fully cured
This Insurance is available to persons aged between 03 months and 65 years (Completed age) at the commencement date of this policy.The Proposer should be minimum 18
means admission in a Hospital for a minimum period of 24 consecutive ‘In-patient Care’ hours except for specified procedures/ treatments, where such admission could be for a period of less than 24 consecutive hours.
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