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Compare schengen visa medical insurance

Compare schengen visa medical insurance

Travel insurance quotes for Europe

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Plans satisfy Schengen Visa requirements

Minimum medical insurance coverage of at least €30,000
Travel medical insurance coverage for repatriation and emergency medical evacuation.
The insurance company must have an representative office in Europe.
Click here for more information.

Compare Indian Schengen Visa Travel Insurance Plans

Understanding the available Indian travel insurance options for travel to Europe is complicated. There are many plans, different benefits and coverage, plan maximum options and restrictions. Deciding on a policy that best suits your needs is not always easy.

We have created an comprehensive, easy to use 'Compare Indian travel insurance quotes for Schengen Visa' that simplifies the process of identifying, and buying the most appropriate policy for your needs. Our 'quote-compare engine' displays best Schengen visa insurance plans that satisfies all the requirements as mandated by the consulate . It also helps you select, compare and purchase a policy that best meets your specific needs.

Schengen Visa Medical Insurance FAQ’s

First and foremost, the traveller must be aware that it is mandatory for having an insurance plan in place prior to their application for a Schengen visa. A Schengen visa will not be granted without a relevant insurance plan attached along with the visa application. As per the Schengen Visa Authorities, there needs to be a minimum of €30,000 (currently approx. USD $40,000 / ₹ 24,00,000). Check out the official link regarding the same - https://www.schengen-visa-info.eu/schengen-visa-requirements.

But given the cost of healthcare in all European countries, it is advisable to have a coverage between $250,000 and $500,000 (₹INR 3.50 crores) for your trip. Also most Indians visit Europe for a holiday/sightseeing and spend on an average around 12-15 days there. Given this duration of stay, it is like that the traveller could have a non-medical exigency like a Loss of Passport, Baggage Delay/Loss, Missed Flight, Flight Delay, Bounced Hotel or even a Trip Cancellation/Curtailment. So it is recommended that the traveller also opts for a plan with a wide range of Non-Medical benefits to cover potential risks that can spoil their holiday and cause them a financial loss.

Most Indian insurance companies today offer a specific plan for travel to Schengen countries. As the traveller should be aware, it is mandatory to have an insurance cover prior to applying for a Schengen visa, and the visa will not be granted without the insurance. The Schengen visa authorities also have made it mandatory for the insurance coverage be a minimum of €30,000 (currently approx. USD $40,000 / ₹ 24,00,000) for Accident & Sickness (A&S). While the Schengen authorities mandate €30,000 for getting a visa, it is important to keep in mind the cost of healthcare in all European countries while deciding on the final sum insured to opt for. The healthcare costs in Europe are relatively lower than USA but still significantly higher than India and hence the traveller should ensure they are adequately protected when they visit Europe. It is recommended that the traveller has a plan with A&S cover of atleast $250,000 or ideally $500,000 for their European trip.

Schengen Visa Travel Insurance Plan
Insurance Companies offering 30,000 Euro Schengen visa travel insurance
Coverages Offered Emergency Accident & Sickness Reimbursement Accidental Death Medical Evacuation Repatriation of Remains Baggage Loss/Delay Trip Delay Missed Connection Some insurers offer a plain Accident & Sickness coverage for 30,000 Euros, which is the minimum requirement for obtaining a visa.	Policy Exclusions Travelling against the advice of a Physician Pre-existing Conditions Serving in any branch of the Naval, Military or Air Forces Being under the influence due to usage/abuse of drugs, alcohol, or other intoxicants Ionising radiation or contamination by radioactivity from any nuclear fuel External congenital anomalies Adventure sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing Ayurvedic, Homeopath or naturopathy treatments