Indian travel insurance for schengen visa

Europe travel insurance - Introduction and Requirements

Europe Travel Insurance has been made convenient with the Schengen Visa. Europe Travel Insurance common visa allows you to travel to 29 schengen countries. However Schengen visa countries require visitors to have health insurance coverage. Schengen Visa insurance requirements are specified by the consulates.

Traveling in Europe has been simplified with the introduction of the Schengen visa. If you are a non US citizen and intend to transit through or visit the Schengen countries, you have to obtain your Schengen visa from the Consulate of the country of your main destination.

However, the proof of health insurance cover for your stay in the Schengen area has to be presented to the consulate prior to issuance of visa.

• Minimum medical insurance coverage of at least €30,000
• Travel medical insurance coverage for repatriation and emergency medical evacuation.
• The insurance company must have an representative office in Europe.

Schengen visa insurance requirements for countries like Germany, France, Greece etc. include: An overseas education is an exciting horizon broadening experience and often results in promising career opportunities for students. Along with academics we tend to explore the surroundings during spare time. The opportunity to explore however involves the risk of an accident, sudden sickness or loss of sponsorship. Far away from home, The coverage ensures that you are not left alone during a crisis. Along with medical coverage, policies also provides bail bond to protect you while arrested or detained by police for bailable offense while abroad. Have a successful overseas education covered with appropriate plan.

Is travel insurance mandatory for a Schengen visa?

Yes, travel insurance is a mandatory requirement for obtaining a Schengen visa. You must submit proof of insurance along with your visa application.

What are the minimum requirements for Schengen travel insurance?

The policy must:

• Be valid in all 27 Schengen countries
• Cover a minimum of €30,000 (approximately USD 50,000) in medical expenses
• Include emergency medical evacuation and repatriation
• Be valid for the full duration of your stay

Do I need to buy insurance from a European provider?

No. Indian insurance providers approved by Schengen consulates (such as Reliance, Tata AIG, Bajaj Allianz, ICICI Lombard, etc.) offer policies that meet the requirements and are accepted by embassies.

Can I buy Schengen travel insurance online?

Yes, you can easily compare and purchase Schengen visa-compliant insurance online in a few minutes using eindiainsurance.com portal, and receive a printable certificate instantly via email.

What documents do I get after purchase for visa submission?

You will receive:

• A certificate of insurance (visa letter) mentioning coverage details and validity
• A policy schedule with your name, trip dates, and benefits

These documents must be submitted to the visa authorities.

What is the ideal policy duration for Schengen visa insurance?

Your insurance should cover the entire period of your stay in the Schengen area, plus a few extra days before and after travel for added safety. Visa officers may reject policies that do not cover the full trip.

Will one policy cover multiple Schengen countries?

Yes, the policy will automatically be valid across all Schengen member states unless specifically excluded (which rarely happens with Schengen-approved policies).

What happens if my visa is rejected? Can I get a refund?

Most insurers offer a partial or full refund of the premium if your visa is rejected, provided you submit the rejection letter within a specific time frame (usually 7–10 days). Speak to eindiainsurance.com team to get more information about cancellation and refund of insurance.

Can I extend my insurance if my trip gets extended?

Yes, if your stay in the Schengen area is extended legally (e.g., visa extension), you can request a policy extension before your original policy expires. Some insurers allow extensions online.

Are adventure activities covered under Schengen travel insurance?

Standard Schengen policies usually do not cover high-risk or adventure sports. If you plan to ski, hike, or engage in similar activities, ask for a policy with adventure sports cover.

Is insurance needed if I have a valid residence permit for a Schengen country?

If you already hold a valid residence permit or long-term visa, travel insurance may not be required. However, for short-term visa applications (Type C), insurance is still mandatory.

Do children and senior citizens need separate policies?

Yes, each individual traveler must be insured. Some insurers offer family floater options, but individual policy certificates must be issued for each visa applicant.

How can I ensure my insurance policy meets embassy requirements?

Choose policies that are explicitly marked as “Schengen Visa Compliant” on the insurer’s website. Check for:

• €30,000 medical cover
• Mention of Schengen countries in the policy
• Certification for embassy use (visa letter)

Companies that offer Schengen visa insurance

The Schengen visa travel insurance plan is specifically designed for travelers visiting Schengen Countries in Europe. It is important to note that insurance is a mandatory requirement for a visa to be granted to these countries. Visas are normally issued for 90 days for the following 29 countries: The insurance Accident & Sickness Sum Insured should be atleast 30,000 Euros