Tips to find best travel insurance
Tips to find good and adequate international travel health insurance.
Know more »Planning a trip to Germany? Indian travelers need valid Schengen compliant travel insurance with €30,000 medical coverage. Get your instant travel insurance for Germany visa on eindiainsurance! Here it is easy to buy online as we offer the best travel insurance for Germany from leading insurance providers who offer a range of plans tailored to various needs and requirements of the Germany visa consulate!
*Price calculated for a 35-year-old traveler on a 6-month trip to Germany with $50,000 medical coverage satisfying the Schengen visa requirements.
Yes. As per EU/Schengen regulations, travel medical insurance is mandatory for Indian citizens applying for a Germany visa. Without valid insurance, your visa application will be rejected.
Indian professionals working in Germany must apply for a Type D National Work Visa. As part of the visa requirements, valid travel insurance covering the entire stay is mandatory.
eindiainsurance offers compliant plans tailored for long-term stays and work visas from top insurers like Bajaj General, Care Health, Tata AIG, and more.
The cheapest Germany travel insurance plan on eindiainsurance starts at only ₹21 per day from Bajaj General.
Please feel free to contact us at +91-(80)-41101026 if you have any queries.
We recommend comparing Schengen travel insurance plans based on your travel duration, age, and coverage requirements. Our partner insurers offer some of the most comprehensive and affordable plans that meet all Schengen visa requirements.
The top Indian General Insurance companies offer Schengen consulate approved travel insurance plans for Germany. At EIndiainsurance.com, you are compare all these Schengen consulate approved travel insurance plans based on premiums and coverage benefits and buy them easily. All these plans are accepted by the Germany country consulate and meet the €30,000 minimum Schengen visa medical coverage requirement.
While all approved insurers offer compliant plans, based on benefits, premium pricing, and claims service quality, Care Health, Tata AIG, and Bajaj General are highly recommended for Indian travelers to Germany.
Here’s a quick comparison of leading insurers:
| Insurance Company | Key Features | Unique Selling Points |
|---|---|---|
| Care Health |
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| Tata AIG |
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| Bajaj General |
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| Reliance General |
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| HDFC Ergo |
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Looking for the best travel medical insurance for Germany? Here's a curated list of the top 5 travel insurance plans for Germany, ideal for Indian travelers applying for a Schengen visa.
Key Requirements for Germany Travel Insurance:
| Requirement | Description |
|---|---|
| Schengen Approved Insurance Plan | The insurance must be from a company and a plan approved or listed by Schengen authorities. Unapproved plans will not satisfy visa requirements. |
| Minimum Medical Coverage Limit | The policy must cover at least €30,000 (approximately ₹31 lakh) for medical expenses including accidents and illnesses during your stay. |
| Validity Across Schengen Region | The insurance should be valid in all Schengen countries, not just Germany. |
| Coverage Duration | The policy must be valid for the entire duration of your stay in the Schengen area. Partial coverage is not accepted. |
| Scope of Coverage | Should include emergency medical expenses, hospitalization, medical evacuation, and repatriation of remains to India.. |
| Cashless Hospitalization | Policy should include Cashless Hospitalization to ensure timely settlement of claims expenses by insured. |
| Deductible for Medical Expenses | Some countries require submission of a “Zero Deductible” plan for issuing a visa. Please check while applying. Most countries accept the current deductible of $50 / $100 on their policies. |
| Proof for Visa | A valid Certificate of Insurance or visa letter from the insurer confirming the above coverage is mandatory when submitting your visa application. |
The most affordable travel insurance plans still offer critical coverage to protect you abroad, including:
Indian travelers who are planning to visit Germany, which is a Schengen country, must buy travel insurance for Germany that fulfills the Schengen visa requirements. This insurance ensures they are financially protected in case of:
Germany, officially Bundesrepublik Deutschland (Federal Republic of Germany) is Europe's largest economy and its most populous nation with a population of 82 million. The capital is again the historic city of Berlin. Travel to Germany and Europe has been simplified thanks to the common Schengen Visa following the Maastrict treaty which allows travel to 26 schengen states. However to be issued a Schengen visa, the different schengen states require travelers to have adequate health insurance coverage. Schengen Visa insurance requirements are specified by the consulates.
There are many Indian insurance providers who offer travel medical insurance that satisfy Schengen visa consulate requirements. Deciding on a specific policy can be difficult given the several choices. There are different companies with different medical coverage options, different deductibles and different sub-limits. Given these differing options choosing a specific policy is not always simple.
At EIndiaInsurance.com we have an user friendly comparison tool 'Compare Indian travel insurance quotes' that simplifies the process by comparing quotes as well as benefit options. At one online location you can objectively review policies of different companies, and purchase the policy that you like best. You can purchase using your credit card, and the policy will be emailed to you. A print out of this policy document should be provided to the consulate along with the visa application.
Germany visa travel insurance cost starts from ₹761 for 30 days. Some of the best travel insurance for Germanyfrom India listed below meet the Germanyvisa requirements and are widely recognized by Schengen/EU embassies and consulates.
| Insurance Company | Policy Maximum | Age 35 | Age 55 | Age 75 | Age 85 |
|---|---|---|---|---|---|
| Care | €30,000 | ₹761 | ₹1,008 | ₹3,383 | ₹7,612 |
| Reliance | €50,000 | ₹924 | ₹1,050 | ₹6,013 | - |
| Bajaj General | $50,000 | ₹908 | ₹1,050 | ₹9,802 | ₹17,070 |
| Tata AIG | $50,000 | ₹1,002 | ₹1,242 | ₹6,546 | ₹19,903 |
| Royal Sundaram | $50,000 | ₹1,128 | ₹1,326 | - | - |
| The Schengen visa travel insurance plan is specifically designed for travelers visiting Schengen Countries in Europe. It is important to note that insurance is a mandatory requirement for a visa to be granted to these countries. Visas are normally issued for 90 days for the following 29 countries: The insurance Accident & Sickness Sum Insured should be atleast 30,000 Euros |
Western Europe
Berlin
Euro
82.29 million
Germans
+49
September and early October
ice hockey, handball, basketball
Leipzig, Rugen Island, Romantic Rhine, Cologne, Dresden, Lubeck, Heidelberg, Neuschwanstein, Black Forest, Rothenburg ob der Tauber.
Germany is a reasonably popular country to be visiting for Indian tourists with almost 2.50 lacs Indians visiting them last year. This number is growing steadily over the years.
Neuschwanstein Castle is a 19th-century Romanesque Revival palace on a rugged hill above the village of Hohenschwangau near Füssen in southwest Bavaria, Germany. The palace was commissioned by Ludwig II of Bavaria as a retreat and in honour of Richard Wagner.
The Brandenburg Gate is an 18th-century neoclassical monument in Berlin, built on the orders of Prussian king Frederick William II after the successful restoration of order during the early Batavian Revolution.
Cologne Cathedral is a Catholic cathedral in Cologne, North Rhine-Westphalia, Germany. It is the seat of the Archbishop of Cologne and of the administration of the Archdiocese of Cologne.
Linderhof Palace is a Schloss in Germany, in southwest Bavaria near Ettal Abbey. It is the smallest of the three palaces built by King Ludwig II of Bavaria and the only one which he lived to see completed.
Tips to find good and adequate international travel health insurance.
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