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Germany travel insurance, Travel insurance for Germany

Planning a trip to Germany? Indian travelers need valid Schengen compliant travel insurance with €30,000 medical coverage. Get your instant travel insurance for Germany visa on eindiainsurance! Here it is easy to buy online as we offer the best travel insurance for Germany from leading insurance providers who offer a range of plans tailored to various needs and requirements of the Germany visa consulate!

Satisfies Schengen Visa Requirements

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    Affordable premiums starting at just ₹21* per day
  • health_and_safety
    Meets €30,000 Schengen medical coverage requirement
  • local_hospital
    Cashless medical treatment across Europe
  • flight_takeoff
    Covers Trip cancellation, interruption & delay
  • public
    Valid for all Schengen visa applications
  • description
    Transparent policy terms with easy, hassle-free claim settlement
  • email
    Instant policy issuance with email delivery

*Price calculated for a 35-year-old traveler on a 6-month trip to Germany with $50,000 medical coverage satisfying the Schengen visa requirements.

Best Travel Insurance for Germany

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What Is Germany Visa Travel Insurance?

Germany Visa Travel Insurance is a mandatory Health/Travel insurance policy required for any traveler visiting Germany in Europe to obtain a Visa. Travel insurance for Germany is required to primarily ensure financial protection for the insured travelers against sudden and unexpected medical hospitalizations following accidents or sickness resulting in hospitalization, evacuation or repatriation during their stay in these countries.

Is Travel Insurance for Germany Mandatory from India?

Yes. As per EU/Schengen regulations, travel medical insurance is mandatory for Indian citizens applying for a Germany visa. Without valid insurance, your visa application will be rejected.

Travel Insurance for Germany Work Permit from India

Indian professionals working in Germany must apply for a Type D National Work Visa. As part of the visa requirements, valid travel insurance covering the entire stay is mandatory.

eindiainsurance offers compliant plans tailored for long-term stays and work visas from top insurers like Bajaj General, Care Health, Tata AIG, and more.

What Is the Cheapest Travel Insurance for Germany Visa From India?

The cheapest Germany travel insurance plan on eindiainsurance starts at only ₹21 per day from Bajaj General.

Please feel free to contact us at +91-(80)-41101026 if you have any queries.

We recommend comparing Schengen travel insurance plans based on your travel duration, age, and coverage requirements. Our partner insurers offer some of the most comprehensive and affordable plans that meet all Schengen visa requirements.

Which Insurance Company Is Best for Travel Insurance to Germany?

The top Indian General Insurance companies offer Schengen consulate approved travel insurance plans for Germany. At EIndiainsurance.com, you are compare all these Schengen consulate approved travel insurance plans based on premiums and coverage benefits and buy them easily. All these plans are accepted by the Germany country consulate and meet the €30,000 minimum Schengen visa medical coverage requirement.

While all approved insurers offer compliant plans, based on benefits, premium pricing, and claims service quality, Care Health, Tata AIG, and Bajaj General are highly recommended for Indian travelers to Germany.

Here’s a quick comparison of leading insurers:

Insurance Company Key Features Unique Selling Points
Care Health
  • Coverage from €30,000 and above
  • Cashless Inpatient Hospitalisation
  • Reliable assistance via Falck
  • Pre-existing condition coverage
  • No sub-limits in Platinum plan
Tata AIG
  • Medical Coverage from $50,000 to $1,000,000
  • Cashless network abroad
  • Includes personal liability & baggage loss
  • Prompt Claims settlement
  • Affordable pricing
Bajaj General
  • Coverage from $50,000 onwards
  • In house Claims Settlement
  • Includes medical evacuation & repatriation
  • Coverage for all age groups upto 100 years
  • Access to General hospital network in Europe
Reliance General
  • Coverage up to $500,000 for Schengen countries
  • Europe Assist partner for cashless hospitalization
  • Trip cancellation & flight delay coverage
  • Among the most competitive premiums
  • Pre-existing conditions in life-threatening cases
HDFC Ergo
  • Plans up to $500,000 with Schengen coverage
  • Includes travel-related benefits like passport/baggage loss
  • Partners with General Assistance across Europe
  • Strong digital claims process

Top 5 Best Travel Insurance for Germany From India

Looking for the best travel medical insurance for Germany? Here's a curated list of the top 5 travel insurance plans for Germany, ideal for Indian travelers applying for a Schengen visa.

  • Best Travel Insurance Plans for Germany Visa – Individual Traveler Aged 35 Years

    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹21/day Get Quote »
    Policy Maximum
    €50,000
    Loss of Passport
    Up to €300
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to €500
    Medical Evacuation
    €50,000
    Starting at ₹22/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹23/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $200
    Medical Evacuation
    $50,000
    Starting at ₹24/day Get Quote »
    Policy Maximum
    €30,000
    Loss of Passport
    Up to €250
    Trip Cancellation
    Up to €750
    Baggage Loss
    Up to €100
    Medical Evacuation
    €30,000
    Starting at ₹25/day Get Quote »
  • Top Travel Insurance Plans for Germany Visa – Senior Citizens Traveler Aged 65 Years

    Policy Maximum
    €50,000
    Loss of Passport
    Up to €300
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to €500
    Medical Evacuation
    €50,000
    Starting at ₹69/day Get Quote »
    Policy Maximum
    €30,000
    Loss of Passport
    Up to €250
    Trip Cancellation
    Up to €750
    Baggage Loss
    Up to €100
    Medical Evacuation
    €30,000
    Starting at ₹73/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹81/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $200
    Medical Evacuation
    $50,000
    Starting at ₹104/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $200
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to $350
    Medical Evacuation
    $50,000
    Starting at ₹118/day Get Quote »
Disclaimer: The travel insurance policies are arranged in order of premium costs for a 180-day trip to Germany. Please refer to individual policy brochures for latest premiums and benefits. We are not liable for use of the information in the above table.

What Are the Germany Travel Insurance Requirements for Indians?

To get a travel insurance for Germany from India, you must apply for the visa along with a travel insurance policy that meets the following requirements. So what are these criteria for such a visa? Here's everything you need to know to meet the visa requirements so that you plan you can ensure you opt for the appropriate plan

Key Requirements for Germany Travel Insurance:

Requirement Description
Schengen Approved Insurance Plan The insurance must be from a company and a plan approved or listed by Schengen authorities. Unapproved plans will not satisfy visa requirements.
Minimum Medical Coverage Limit The policy must cover at least €30,000 (approximately ₹31 lakh) for medical expenses including accidents and illnesses during your stay.
Validity Across Schengen Region The insurance should be valid in all Schengen countries, not just Germany.
Coverage Duration The policy must be valid for the entire duration of your stay in the Schengen area. Partial coverage is not accepted.
Scope of Coverage Should include emergency medical expenses, hospitalization, medical evacuation, and repatriation of remains to India..
Cashless Hospitalization Policy should include Cashless Hospitalization to ensure timely settlement of claims expenses by insured.
Deductible for Medical Expenses Some countries require submission of a “Zero Deductible” plan for issuing a visa. Please check while applying. Most countries accept the current deductible of $50 / $100 on their policies.
Proof for Visa A valid Certificate of Insurance or visa letter from the insurer confirming the above coverage is mandatory when submitting your visa application.

What Does Germany Travel Insurance Cover?

The most affordable travel insurance plans still offer critical coverage to protect you abroad, including:

  • local_hospital Emergency medical expenses
  • medication Hospitalization (inpatient & outpatient)
  • flight_takeoff Medical evacuation & repatriation
  • work_off Loss of passport or checked-in baggage
  • security Personal accident coverage
  • access_time Trip delay/cancellation (optional)
  • coronavirus COVID-19 coverage (on select plans)
Note: Since Germany is part of the Schengen Zone, these coverages also satisfy the Schengen visa insurance requirements.

Why Do Indians Need Travel Insurance for Germany?

Indian travelers who are planning to visit Germany, which is a Schengen country, must buy travel insurance for Germany that fulfills the Schengen visa requirements. This insurance ensures they are financially protected in case of:

  • local_hospital Hospitalization due to medical emergencies or accidental injuries
  • sync_problem Trip interruptions
  • work_off Baggage or passport loss
  • coronavirus COVID-19-related issues (if covered)

How Do I Buy Germany Travel Insurance Online?

  • Step 1: Fill in your travel dates in the above form
  • Step 2: Compare plans from best Indian insurers
  • Step 3: Select your plan and make payment online
  • Step 4: Download your insurance policy + visa letter instantly

Travel Tips for Germany

  • Ensure that your Indian passport is valid for at least 6 months
  • Book the Germany visa insurance for the full stay in the Schengen zone
  • You may be asked to submit the visa letter at the Germany consulate/embassy

Travel insurance Germany

Germany, officially Bundesrepublik Deutschland (Federal Republic of Germany) is Europe's largest economy and its most populous nation with a population of 82 million. The capital is again the historic city of Berlin. Travel to Germany and Europe has been simplified thanks to the common Schengen Visa following the Maastrict treaty which allows travel to 26 schengen states.  However to be issued a Schengen visa, the different schengen states require travelers to have adequate health insurance coverage. Schengen Visa insurance requirements are specified by the consulates.

  • Germany is centrally located in western Europe and shares frontiers with Austria, Belgium, Czech Republic, Germany, Germany, Luxembourg, The Netherlands, Poland and Switzerland.
  • The northwest of the country has a coastline on the North Sea with islands known for their health resorts, while the Baltic coastline in the northeast stretches from the Danish to the Polish border.
  • Despite the turmoil of the 20th century, Germany has emerged as a powerful, confident nation.
  • It has an affluent and technologically powerful economy which is the fifth largest national economy in the world.
  • It has also recovered very quickly from the 2008 financial crisis and is today the most powerful economic voice among the Eurozone countries.
  • The German landscape is varied, with the Alps in the South which attracts ski-lovers in winter and hiking enthusiasts in summer, who come to explore the scenic lakes and atmospheric castles here and in the Black Forest.
  • Watersports are another summer pastime, and in the north, the island of Rugen with its majestic white cliffs and coastal towns like Wilhelmshaven offer terrific facilities for adventures on the North Sea.
  • German is the main language spoken, while English and French are also spoken extensively.
  • Christianity is the main religion with approximately 35 per cent Protestant and 35 per cent Roman Catholic. It also has Jewish, Muslim and other non-Christian minorities.

Compare German Visa Travel Insurance (Approved by VFS Global)

There are many Indian insurance providers who offer travel medical insurance that satisfy Schengen visa consulate requirements.  Deciding on a specific policy can be difficult given the several choices. There are different companies with different medical coverage options, different deductibles and different sub-limits. Given these differing options choosing a specific policy is not always simple.

At EIndiaInsurance.com we have an user friendly comparison tool 'Compare Indian travel insurance quotes' that simplifies the process by comparing quotes as well as benefit options. At one online location you can objectively review policies of different companies, and purchase the policy that you like best. You can purchase using your credit card, and the policy will be emailed to you. A print out of this policy document should be provided to the consulate along with the visa application.

How Much Does Travel Medical Insurance Cost for Germany?

Germany visa travel insurance cost starts from ₹761 for 30 days. Some of the best travel insurance for Germanyfrom India listed below meet the Germanyvisa requirements and are widely recognized by Schengen/EU embassies and consulates.


Monthly Travel Insurance Cost for Germany

Insurance Company Policy Maximum Age 35 Age 55 Age 75 Age 85
Care €30,000 ₹761 ₹1,008 ₹3,383 ₹7,612
Reliance €50,000 ₹924 ₹1,050 ₹6,013 -
Bajaj General $50,000 ₹908 ₹1,050 ₹9,802 ₹17,070
Tata AIG $50,000 ₹1,002 ₹1,242 ₹6,546 ₹19,903
Royal Sundaram $50,000 ₹1,128 ₹1,326 - -

Travel Insurance Companies Approved for Schengen Visa Applications

  • TATA AIG Insurance Plans
  • Bajaj General Insurance Plans
  • Reliance Insurance Plans
  • Care Insurance Plans
  • Royal Sundaram Insurance Plans
  • Cholamandalam Insurance Plans
The Schengen visa travel insurance plan is specifically designed for travelers visiting Schengen Countries in Europe. It is important to note that insurance is a mandatory requirement for a visa to be granted to these countries. Visas are normally issued for 90 days for the following 29 countries: The insurance Accident & Sickness Sum Insured should be atleast 30,000 Euros

Germany Travel Insurance Germany - General Information

Location

Western Europe

Capital

Berlin

Currency

Euro

Population

82.29 million

Language

Germans

Country Code

+49

Best Time to Visit

September and early October

Sports

ice hockey, handball, basketball

Vacation Spots

Leipzig, Rugen Island, Romantic Rhine, Cologne, Dresden, Lubeck, Heidelberg, Neuschwanstein, Black Forest, Rothenburg ob der Tauber.

Travel to Germany – Overview

Germany is a reasonably popular country to be visiting for Indian tourists with almost 2.50 lacs Indians visiting them last year. This number is growing steadily over the years.


  • Location / Language of Germany

    Germany Germany is a nation situated in Central and Western Europe, located between the Baltic and North Seas in the north and the Alps, Lake Constance and the High Rhine in the south. It shares borders with the North Sea and the Baltic Sea to the north, Poland and the Czech Republic to the east, Austria and Switzerland to the south, Germany to the southwest, and Luxembourg, Belgium and the Netherlands to the west. It has an area of 3.57 lac sq kms with a population of about 83 million. The capital of Germany and its largest city by both area and population is Berlin.

    Germanis the official language of Germany and the second most spoken Germanic language (after English).

  • Germany visa insurance requirements

    Visa Requirements / Currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel) As India is not part of the Schengen Area, if one is an Indian passport holder you will need to apply for the appropriate type of Schengen German Visa for travelling to the country. To be eligible for a Schengen Visa for German one will mainly need their current passport, along with certain documents, to be submitted with the Visa application form.

    Currency : Euro (EUR)
    Conversion: Rs.1 INR = 0.013 EUR
    1 EUR = Rs. 78.04 INR


  • Top 10 tourist attractions in Germany

    1. Berlin Wall – Built in 1961, the wall was the most visible manifestation of the Cold War mentality that existed after WWII, and by the time it was torn down in 1990, it extended some 155 kilometers. Don’t miss the Berlin Wall Exhibition, with its permanent exhibits relating to the Berlin Wall, and the Berlin Wall Memorial.
    2. Berlin’s Brandenburg Gate – The monumental sandstone structure was the city's first Neoclassical structure. Measuring an impressive 26 meters in height - including the Quadriga, the awazing four-horse chariot carrying the goddess of victory perched atop - its six huge columns on each side of the structure form five impressive passages: four were used by regular traffic, while the center was reserved for the royal carriages.
    3. Cologne Cathedral (Kölner Dom) - The Cathedral of St. Peter and St. Mary is located on the banks of the Rhine and is a masterpiece of High Gothic architecture. One of the largest cathedrals in Europe, it covers an area of 6,166 square meters and boasts 56 huge pillars. Above the high altar is the Reliquary of the Three Kings, a 12th-century work of art in gold.
    4. The Fairytale Castle, Neuschwanstein – The old town of Füssen, situated between the Ammergau and Allgäu Alps is a good base from which to explore Neuschwanstein Castle, built by King Ludwig II of Bavaria as a multitowered and battlement-covered fantasy fortress with it’s Throne Room and the Singers' Hall.
    5. Miniatur Wunderland – In the historic Port of Hamburg, this magnificent structure is the world's largest model railway, an attraction that appeals equally to young and old alike. Boasting more than 12,000 meters of track, there are sections dedicated to the USA, England, and Scandinavia (as well as Hamburg) and incorporates 890 trains, more than 300,000 lights, and in excess of 200,000 human figures.
    6. The Rhine Valley – This is Europe's most important waterway, a total length of 1,320 kms, stretching from Switzerland through Germany all the way to the Netherlands. The Upper Middle Rhine Valley, a UNESCO World heritage Site is a 65-kilometer stretch with more than 40 castles and about 60 beautiful medieval towns to be explored by cruise or by car.
    7. Berlin's Museum Island – Lying between the River Spree and the Kupfergraben, along the 400-meter-long canal off the river is the Old Museum, constructed in 1830 which exhibits the royal treasures. The New Museum and the National Gallery was added in 1876, along with the Bode Museum, home to collections of antiquities. Another highlight of the tour is the Pergamon with its recreated historic buildings from the Middle East.
    8. Zugspitze Massif – Part of the Wetterstein mountain range, this straddles Germany and Austria and is surrounded by steep valleys. The eastern summit, at 2,962 meters, is crowned by a gilded cross and can be reached by the Bayerische Zugspitzbahn, a cog railway, or by cable car. Another great way to enjoy this area of outstanding natural beauty is aboard the Tiroler Zugspitzbahn, a railway that runs to the Zugspitzkamm station.
    9. Rügen Island – It is the largest and most beautiful of the German Baltic islands, linked to the mainland town of Stralsund by a causeway. The island's beauty is it’s diverse landscape, including flat farmland and forest-covered hills to expansive sandy beaches, lagoons, and lovely peninsulas. Don’t miss the Jasmund National Park and Stubnitz Beech Reserve on the island.
    10. Spectacular Sanssouci Park and Palace – This spectacular attraction in Postsdam was built between 1744 and 1756 by Frederick the Great and the park includes a lovely Baroque flower garden, more than 3,000 fruit trees, and numerous greenhouses, shielded on each side by trimmed hedges, perfect lawns, and gorgeous gardens.

    1. Participate in the Oktoberfest – This is the world's largest Volksfest. Held annually in Munich, Bavaria, Germany, it is a 16- to 18-day folk festival running from mid or late September to the first weekend in October, with more than six million people from around the world attending the event every year. Also check out the Berlin Film Festival.
    2. Adventure Park Hopping - Germany pumps the adventure game a notch higher with its theme parks. From the highest water slide at the Tropical Islands Theme Park , to Heide Park with its five themed areas, namely Pirate Bay, Transylvania, Lower Saxony, Wild Wild West, and Land of the Forgotten. LEGOLAND is another unique theme park and for thrilling rides, the Europa Park and Phantasialand are just right.
    3. Sip on German Beer - It is no secret that Germany is a paradise for those who love beer. With more than 1,200 breweries producing over 5,000 different beers, one can explore the rich beer-brewing history of Germany at Hofbrau Brewery, the Andechs Monastery, Erdinger Brewery in Munich, and Becks Brewery in Bremen.
    4. Shop till you Drop at the German Flea markets - Germany offers many shopping opportunities through its several flea markets. Check out th eBerlin Mauerpark Flea Market which spans over a 8 hectares and is home to around 500 stalls, or Flohschanze Flea market in Hamburg, or the Trabrennbahn Daglfing flea market in Munich to shop for antiques, art, children’s toys, books and everything vintage.
    5. Discover The World Of Automobiles at Mercedes Benz Museum - This fantastic museum spread over a staggering 8 floors makes a fascinating journey from the time when the first Mercedes-Benz car engine was conceived to the futuristic & research models. One can shop for some cool miniature models at the shop and grab a bite at the cafe after the tour.
  • The cuisine of Germany has evolved as a national cuisine through centuries of social and political change with variations from region to region. Some regions of Germany, like Bavaria and neighbouring Swabia, share dishes with Austrian and parts of Swiss cuisine.

    German food one must try includes:
    • Rouladen – This typical German food involves wrapping thinly sliced meat – usually beef but also veal or pork – around a filling of bacon or pork belly, chopped onions, pickles and usually mustard, and then browned and simmered in broth (braised).
    • Käsespätzle - These noodles made from wheat flour and egg are often served topped with cheese (käsespätzle) – rather like macaroni cheese – and sometimes with roasted onions too.
    • Kartoffelpuffer, Klösse and Bratkartoffeln (Potato Dishes) - Kartoffelpuffer are shallow pan-fried pancakes made from grated or ground potatoes mixed with flour, egg, onion and seasoning. Klösse are German potato dumplings, served either as a side or main dish, in soups or sweet. Bratkartoffeln, s involves boiling potatoes and then frying them onion.
    • Wurst (Sausages) – There are more than 1500 different types of sausages made in Germany and they are found at street stalls. The most popular include Bratwurst (fried sausage), Wiener which is smoked and then boiled, and Blutwurst and Schwarzwurst.
    • Rote grütze is a red fruit pudding that is a popular dessert in northern Germany. It’s made from black and red currants, raspberries and sometimes strawberries or cherries, which are cooked in their juices and thickened with a little cornstarch or cornflour. It’s served with cream (sahne), milk or vanilla sauce or ice-cream.

Popular Tourist Destinations in Germany

Neuschwanstein Castle

Neuschwanstein Castle

Neuschwanstein Castle is a 19th-century Romanesque Revival palace on a rugged hill above the village of Hohenschwangau near Füssen in southwest Bavaria, Germany. The palace was commissioned by Ludwig II of Bavaria as a retreat and in honour of Richard Wagner.

Brandenburg Gate

Brandenburg Gate

The Brandenburg Gate is an 18th-century neoclassical monument in Berlin, built on the orders of Prussian king Frederick William II after the successful restoration of order during the early Batavian Revolution.

Cologne Cathedral

Cologne Cathedral

Cologne Cathedral is a Catholic cathedral in Cologne, North Rhine-Westphalia, Germany. It is the seat of the Archbishop of Cologne and of the administration of the Archdiocese of Cologne.

Linderhof Palace

Linderhof Palace

Linderhof Palace is a Schloss in Germany, in southwest Bavaria near Ettal Abbey. It is the smallest of the three palaces built by King Ludwig II of Bavaria and the only one which he lived to see completed.

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