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Malta Visa Travel Insurance for Indians (Schengen-Approved Plans)

Planning a trip to Malta? If you're an Indian citizen applying for a Malta Schengen visa via VFS Malta in India, you will need travel insurance for Malta with a minimum of €30,000 medical coverage.

Get your Malta visa travel insurance instantly on eindiainsurance, where you can easily compare and buy Schengen-compliant travel insurance Malta plans online. We offer affordable and reliable policies from top Indian insurers, tailored to the Malta visa consulate requirements — ensuring a smooth visa approval process.

Whether you are traveling for leisure, work, or study, you can find the cheapest travel insurance Malta plans that meet your coverage needs and budget.

Satisfies Schengen Visa Requirements

  • task_alt
    Affordable premiums starting at just ₹21* per day
  • health_and_safety
    Meets €30,000 Schengen medical coverage requirement
  • local_hospital
    Cashless medical treatment across Europe
  • flight_takeoff
    Covers Trip cancellation, interruption & delay
  • public
    Valid for all Schengen visa applications
  • description
    Transparent policy terms with easy, hassle-free claim settlement
  • email
    Instant policy issuance with email delivery

*Price calculated for a 35-year-old traveler on a 6-month trip to Malta with $50,000 medical coverage satisfying the Schengen visa requirements.

Best Travel Insurance for Malta

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What Is Malta Visa Travel Insurance?

Malta Visa Travel Insurance is an essential travel health and insurance policy, required for any Malta travelers needing a Schengen visa. It protects you against unforeseen medical emergencies, accidents, hospitalization, medical evacuation, and repatriation while staying in Malta or Europe. Obtaining the right travel insurance for Malta visa not only protects you financially but also one of the important Schengen visa requirements.

Is Travel Insurance for Malta Mandatory from India?

Yes, travel insurance for Malta is mandatory for Indian citizens applying for a Malta Schengen visa. As per EU/Schengen regulations, you must submit proof of valid travel medical insurance to obtain a visa. Without proper coverage, your application will be rejected.

This requirement applies to all travelers — whether you are applying for a Malta visit visa, business trip, or Malta work visa from India.

Travel Insurance for Malta Work Permit from India

Indian professionals moving to Malta for employment must apply for a Type D National Work Visa. A valid travel insurance for Malta work visa covering the entire stay is a compulsory requirement.

Ateindiainsurance we offer compliant travel insurance Malta Europe plans suitable for long-term stays and work permits. Our network includes trusted insurers such as Bajaj General, Care Health, and Tata AIG, who provide comprehensive coverage with easy online purchase and support.

What Is the Cheapest Travel Insurance for Malta Visa From India?

The most affordable Malta travel insurance plan on eindiainsurance starts at just ₹21 per day from Bajaj General making it one of the cheapest Schengen visa travel insurance plans.

Please let us know if you have any questions, you can reach us at +91-(80)-41101026 if you have any queries.

We do recommend that you compare plan based on your length of travel, age, and type of coverage. Our partner insurance providers offer the cheapest travel insurance Malta plans that are approved for a Schengen-approved and are accepted by the VFS Malta in India.

The Malta travel insurance cost will depend on things like duration of the trip, age of the traveler, and medical coverage, however all plans must provide the required €30,000 for schengen visa approval.

Which Insurance Company Is Best for Travel Insurance to Malta?

The top Indian General Insurance companies offer Schengen consulate approved travel insurance plans for Malta. At EIndiainsurance.com, you are compare all these Schengen consulate approved travel insurance plans based on premiums and coverage benefits and buy them easily. All these plans are accepted by the Malta country consulate and meet the €30,000 minimum Schengen visa medical coverage requirement.

While all approved insurers offer compliant plans, based on benefits, premium pricing, and claims service quality, Care Health, Tata AIG, and Bajaj General are highly recommended for Indian travelers to Malta.

Here’s a quick comparison of leading insurers:

Insurance Company Key Features Unique Selling Points
Care Health
  • Coverage from €30,000 and above
  • Cashless Inpatient Hospitalisation
  • Reliable assistance via Falck
  • Pre-existing condition coverage
  • No sub-limits in Platinum plan
Tata AIG
  • Medical Coverage from $50,000 to $1,000,000
  • Cashless network abroad
  • Includes personal liability & baggage loss
  • Prompt Claims settlement
  • Affordable pricing
Bajaj General
  • Coverage from $50,000 onwards
  • In house Claims Settlement
  • Includes medical evacuation & repatriation
  • Coverage for all age groups upto 100 years
  • Access to Allianz hospital network in Europe
Reliance General
  • Coverage up to $500,000 for Schengen countries
  • Europe Assist partner for cashless hospitalization
  • Trip cancellation & flight delay coverage
  • Among the most competitive premiums
  • Pre-existing conditions in life-threatening cases
HDFC Ergo
  • Plans up to $500,000 with Schengen coverage
  • Includes travel-related benefits like passport/baggage loss
  • Partners with Allianz Assistance across Europe
  • Strong digital claims process

Top 5 Best Travel Insurance for Malta From India

Looking for the best travel medical insurance for Malta? Here's a curated list of the top 5 travel insurance plans for Malta, ideal for Indian travelers applying for a Schengen visa.

  • Best Travel Insurance Plans for Malta Visa – Individual Traveler Aged 35 Years

    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹21/day Get Quote »
    Policy Maximum
    €50,000
    Loss of Passport
    Up to €300
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to €500
    Medical Evacuation
    €50,000
    Starting at ₹22/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹23/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $200
    Medical Evacuation
    $50,000
    Starting at ₹24/day Get Quote »
    Policy Maximum
    €30,000
    Loss of Passport
    Up to €250
    Trip Cancellation
    Up to €750
    Baggage Loss
    Up to €100
    Medical Evacuation
    €30,000
    Starting at ₹25/day Get Quote »
  • Top Travel Insurance Plans for Malta Visa – Senior Citizens Traveler Aged 65 Years

    Policy Maximum
    €50,000
    Loss of Passport
    Up to €300
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to €500
    Medical Evacuation
    €50,000
    Starting at ₹69/day Get Quote »
    Policy Maximum
    €30,000
    Loss of Passport
    Up to €250
    Trip Cancellation
    Up to €750
    Baggage Loss
    Up to €100
    Medical Evacuation
    €30,000
    Starting at ₹73/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹81/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $200
    Medical Evacuation
    $50,000
    Starting at ₹104/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $200
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to $350
    Medical Evacuation
    $50,000
    Starting at ₹118/day Get Quote »
Disclaimer: The travel insurance policies are arranged in order of premium costs for a 180-day trip to Malta. Please refer to individual policy brochures for latest premiums and benefits. We are not liable for use of the information in the above table.

What Are the Malta Travel Insurance Requirements for Indians?

To get a travel insurance for Malta from India, you must apply for the visa along with a travel insurance policy that meets the following requirements. So what are these criteria for such a visa? Here's everything you need to know to meet the visa requirements so that you plan you can ensure you opt for the appropriate plan

Key Requirements for Malta Travel Insurance:

Requirement Description
Schengen Approved Insurance Plan The insurance must be from a company and a plan approved or listed by Schengen authorities. Unapproved plans will not satisfy visa requirements.
Minimum Medical Coverage Limit The policy must cover at least €30,000 (approximately ₹31 lakh) for medical expenses including accidents and illnesses during your stay.
Validity Across Schengen Region The insurance should be valid in all Schengen countries, not just Malta.
Coverage Duration The policy must be valid for the entire duration of your stay in the Schengen area. Partial coverage is not accepted.
Scope of Coverage Should include emergency medical expenses, hospitalization, medical evacuation, and repatriation of remains to India..
Cashless Hospitalization Policy should include Cashless Hospitalization to ensure timely settlement of claims expenses by insured.
Deductible for Medical Expenses Some countries require submission of a “Zero Deductible” plan for issuing a visa. Please check while applying. Most countries accept the current deductible of $50 / $100 on their policies.
Proof for Visa A valid Certificate of Insurance or visa letter from the insurer confirming the above coverage is mandatory when submitting your visa application.

What Does Malta Travel Insurance Cover?

The most affordable travel insurance plans still offer critical coverage to protect you abroad, including:

  • local_hospital Emergency medical expenses
  • medication Hospitalization (inpatient & outpatient)
  • flight_takeoff Medical evacuation & repatriation
  • work_off Loss of passport or checked-in baggage
  • security Personal accident coverage
  • access_time Trip delay/cancellation (optional)
  • coronavirus COVID-19 coverage (on select plans)
Note: Since Malta is part of the Schengen Zone, these coverages also satisfy the Schengen visa insurance requirements.

Why Do Indians Need Travel Insurance for Malta?

Indian travelers who are planning to visit Malta, which is a Schengen country, must buy travel insurance for Malta that fulfills the Schengen visa requirements. This insurance ensures they are financially protected in case of:

  • local_hospital Hospitalization due to medical emergencies or accidental injuries
  • sync_problem Trip interruptions
  • work_off Baggage or passport loss
  • coronavirus COVID-19-related issues (if covered)

How Do I Buy Malta Travel Insurance Online?

  • Step 1: Enter your travel dates to get Malta travel insurance
  • Step 2: Compare plans from best Indian insurers
  • Step 3: Select your plan and make payment online
  • Step 4: Download your insurance policy + visa letter instantly

Travel Tips for Malta

  • Ensure that your Indian passport is valid for at least 6 months
  • Book the Malta visa insurance for the full stay in the Schengen zone
  • You may be asked to submit the visa letter at the Malta consulate/embassy

Compare Malta Insurance Plans (Approved by VFS Global Malta India)

There are several Indian insurance companies that offer travel insurance which satisfy consulate requirements for the Schengen visa. However, deciding on a specific policy can be cumbersome given the many options. There are several policies, different medical maximum coverages, different deductible options and limitations. Choosing a policy that satisfies your specific requirements is not always simple.

At EIndiaInsurance.com we have created a comprehensive, easy to use 'Compare Indian travel insurance quotes' utility that simplifies the process by comparing insurance quotes as well as different benefit options. At one place, you can compare policies of different companies, and then purchase the policy that you like best. You can purchase using your credit card, and the policy will be emailed to you. A print out of this policy document should be provided to the consulate along with the visa application.

About Malta

Europe Travel Insurance has been made convenient with the Schengen Visa. Europe Travel Insurance common visa allows you to travel to 29 schengen countries. However Schengen visa countries require visitors to have health insurance coverage. Schengen Visa insurance requirements are specified by the consulates.

  • The official language spoken in  Malta is Maltese and English
  • Malta is one of the cheapest holiday destination in Europe.
  • Malta is internationally renowned as a tourist destination .May to October is  the foremost tourist season for visiting Malta
  • Malta has numerous recreational areas and historical monuments, including nine UNESCO World Heritage Sites
  • Maltese constitution declared Catholicism as an official religion in Malta
  • Malta enjoys a mild, sunny climate, and has attractive bays and beaches which makes it a popular tourist destination
  • Limestone is the most important resources of Malta.

How Much Does Travel Medical Insurance Cost for Malta?

Malta visa travel insurance cost starts from ₹761 for 30 days. Some of the best travel insurance for Maltafrom India listed below meet the Maltavisa requirements and are widely recognized by Schengen/EU embassies and consulates.


Monthly Travel Insurance Cost for Malta

Insurance Company Policy Maximum Age 35 Age 55 Age 75 Age 85
Care €30,000 ₹761 ₹1,008 ₹3,383 ₹7,612
Reliance €50,000 ₹924 ₹1,050 ₹6,013 -
Bajaj General $50,000 ₹908 ₹1,050 ₹9,802 ₹17,070
Tata AIG $50,000 ₹1,002 ₹1,242 ₹6,546 ₹19,903
Royal Sundaram $50,000 ₹1,128 ₹1,326 - -

Travel Insurance Companies Approved for Schengen Visa Applications

  • TATA AIG Insurance Plans
  • Bajaj General Insurance Plans
  • Reliance Insurance Plans
  • Care Insurance Plans
  • Royal Sundaram Insurance Plans
  • Cholamandalam Insurance Plans
The Schengen visa travel insurance plan is specifically designed for travelers visiting Schengen Countries in Europe. It is important to note that insurance is a mandatory requirement for a visa to be granted to these countries. Visas are normally issued for 90 days for the following 29 countries: The insurance Accident & Sickness Sum Insured should be atleast 30,000 Euros

Malta Travel Insurance Malta - General Information

Location

Europe

Capital

Valletta

Currency

Euro

Population

0.54 million

Language

Maltese,English

Country Code

+356

Best Time to Visit

April to October

Sports

Football, rugby union etc

Vacation Spots

Mellieħa Bay, The Citadel (Gozo), Ħal Saflieni Hypogeum, Blue Lagoon (Comino), Golden Bay, Ġgantija Temples, Upper Barrakka Gardens, Blue Hole/Dwejra Bay

Travel to Malta – Overview

Malta has started seeing Indian outbound travellers arriving at its shores over the past few years. Last year as many as 2,700 Indians visited Malta and this number is set to grow in the coming years.


  • Location / Language of Malta

    Malta is a Southern European island country consisting of an archipelago in the Mediterranean Sea. It lies south of Italy, east of Tunisia, and north of Libya. With a population of about 540,000 over an area of 316 sq km, Malta is the world's tenth smallest and fifth most densely populated country. Its capital is Valletta, which is the smallest national capital in the European Union.

    The official languages are Maltese and English, with Maltese officially recognised as the national language and the only Semitic language in the European Union.

  • Visa Requirements / Currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel)

    Visa Requirements / Currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel) As India is not part of the Schengen Area, if one is an Indian passport holder you will need to apply for the appropriate type of Schengen Malta Visa for travelling to the country. To be eligible for a Schengen Visa for Malta one will mainly need their current passport, along with certain documents, to be submitted with the Visa application form.

  • Top 10 tourist attractions in Malta

    1. Valletta – A strategically important seaport, this fortified city is the elegant capital of the Republic of Malta. Tourists can easily navigate this small city that is bounded by two harbors, the Grand Harbor and Marsamxett Harbor. The key spots to visit include Saint John's Co-Cathedral, the 16th-century church built by the different Orders of the Knights, the immense Grand Master's Palace, once the residence of the Knights of Malta which boasts of splendid paintings and the Grand Armory displays and finally see the Upper Barracca Gardens, with its Romanesque-style arches and gorgeous views of the Valletta harbour. If time permits, the Museum of Archaeology is well worth a visit to see artefacts from Malta's most ancient sites dating back 5,000 years.
    2. The Tarxien Temples – They are the largest and best-preserved prehistoric cult site in Malta, consisting of four megalithic structures. Excavated in 1914, the site covers an area of 5,400 square meters and displays the artistic achievements of Malta's mysterious prehistoric culture during the "Temple Period" (Late Neolithic Period) between 3600 BC and 2500 BC. Stone reliefs and sculptures that were found here are represented on the site by excellent reproductions; the originals are displayed in the National Museum of Archaeology in Valletta.
    3. Ħaġar Qim Temples – Another UNESCO-listed megalithic site, the prehistoric Hagar Qim Temples are on Malta's south coast overlooking the Mediterranean Sea and the Island of Filfla. Dating between 3600 BC to 3200 BC, the ancient site was buried under mounds of earth until its discovery in 1839. Artefacts found on the site including the tall headless Fat deities, believed to be symbols of fertility, and the nude Venus of Malta are on display at the Archaeological Museum in Valletta.
    4. Siġġiewi Village – This traditional Maltese village lies between Rabat and Marsaxlokk in the Girgenti Valley, which begins near the Dingli Cliffs. At the center of the village, is the Church of Saint Nicholas with its Baroque façade. The church takes its precious relics on a procession through the village led by a brass band. Another highlight is the food; the festival includes kiosks selling authentic Maltese treats such as pastry stuffed with dates, and nougat made with almonds or peanuts..
    5. Ghajn Tuffieha Bay and Gnejna Bay Beaches – Ghajn Tuffieha Bay Beach feels secluded in nature, except for the umbrellas and lounge chairs for rent, public restrooms, and a snack bar. Considered one of Malta's top beaches, Ghajn Tuffieha is favored by locals who appreciate the quiet, peaceful environment. Close by is Gnejna Bay, a small protected bay surrounded by steep limestone cliffs. Hike down a flight of steep steps to the gorgeous beach of orange sand. This beach is popular with swimmers and snorkelers. Water ski and canoe rentals are also available as well as public restrooms and food stands.

  • Things You Must Do in Malta
    • Spend the Day at the Popeye Village – For families traveling with kids, the Popeye Village in Mellieha offers an entertaining place to spend the day. This charming tourist attraction was originally a film set for the 1980s movie Popeye. The film set is a quaint seaside village made of 20 wooden structures. Visitors can meet Popeye the sailor in his cabin and take a tour of the village to find the post office, bakery, firehouse, and other buildings. Popeye Village has other attractions including a beach, sun bathing decks, and souvenir shop. Kids love the boat rides and trampolines. There is even Santa's toy town where Santa's elves prepare toys for Christmas..
    • Deep Sea Diving at Maori –The azure seas in Malta make it perfect for swimming, diving or snorkelling in this warm climate. One can explore a range of artificial reefs here, a number of military wrecks from the second world war. HMS Maori is the most famous one that is a destroyer, sunk by the Germans and it now rests 14 meters down on the sea floor.
    • Explore the Ggantija Temples – These temples refers to ‘Gigantic” and sits on Gozo, the idyllic island. The structures here pre-date the Pyramids of Egypt. There are two unique temples here surrounded by an outer fortification wall. The huge size is what draws the eyeballs and by having a look itself one can wonder how difficult it would have been to build it. These structures were constructed before the invention of the wheel. This also used to be a place for making sacrifices as offerings in the ancient times..
  • Maltese cuisine reflects Maltese history, it shows strong Sicilian and English influences as well as Spanish, French, Maghrebin, Provençal, and other Mediterranean cuisines. Having to import most of its foodstuffs, being positioned along important trade routes, and having to cater for the resident foreign powers who ruled the islands, opened Maltese cuisine to outside influences.

    Some of the Maltese dishes which are very popular include:
    • Maltese Bread - Traditionally baked Ħobż tal-Malti has a hard and crunchy crust on the outside and soft and fluffy white bread from the inside, and tastes nothing like a regular loaf of sliced white bread you might be used to from your local supermarket.
    • Vegetable Soups - Hearty soups characterise Maltese menus in the winter, and Minestra is one of the most common varieties. It’s a thick broth created with multiple fresh, seasonal vegetables, and is always served alongside thick slices of rustic bread and olive oil. Another typically Maltese soup, Soppa tal-Armla is a rich, tasty soup with potatoes, carrots, garlic, peas, cauliflower and ġbejniet (Maltese cheeselets) amongst other ingredients.
    • Bragioli - The Maltese love their meat, and it features heavily in most dishes throughout the day. Bragioli is a popular meat dish with a difference. It boasts a mouth-watering concoction of bacon, egg, and garlic dipped in breadcrumbs and wrapped in tender slices of meat before being slow cooked in a rich sauce of wine.
    • Prinjolata – One cannot find a messier sweet than this, which is a small mound-like cake that’s made of a hotchpotch of sugary ingredients, coated with cream and decorated with melted chocolate splatters, pine nuts and green and red glacé cherries. It’s made specifically around Carnival time.

Popular Tourist Destinations In Malta

Valletta

Valletta

A strategically important seaport, this fortified city is the elegant capital of the Republic of Malta. The entire city of Valletta is testimony to the grandeur of the Knights of Malta, the European noblemen who were granted the Maltese Islands by the King of Spain in 1530.

St. John's Co-Cathedral

St. John's Co-Cathedral

Situated in Malta’s capital city of Valletta, the St. John’s Co-Cathedral is recognized as an outstanding example of Baroque architecture. Its exterior is forbidding and deceptive, as it closely resembles a fort.

Hilltop Town of Mdina

Hilltop Town of Mdina

Mdina offers an escape to an enchanting fairy-tale city. This captivating medieval hilltop town is steeped in history. Tourists must pass through the dramatic Main Gate to enter the city, giving the impression of walking back in time.

Marsaxlokk

Marsaxlokk

This picturesque fishing village is just a 30 minute bus ride from Valletta. Taking the bus is perhaps the best way to get there, particularly since it’s notoriously difficult to park in Marsaxlokk, especially near the waterfront.

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