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Estonia Visa Insurance, Travel insurance for Estonia

Planning a trip to Estonia? Indian travelers need valid Schengen compliant travel insurance with €30,000 medical coverage. Get your instant travel insurance for Estonia visa on eindiainsurance! Here it is easy to buy online as we offer the best travel insurance for Estonia from leading insurance providers who offer a range of plans tailored to various needs and requirements of the Estonia visa consulate!

Satisfies Schengen Visa Requirements

  • task_alt
    Affordable premiums starting at just ₹21* per day
  • health_and_safety
    Meets €30,000 Schengen medical coverage requirement
  • local_hospital
    Cashless medical treatment across Europe
  • flight_takeoff
    Covers Trip cancellation, interruption & delay
  • public
    Valid for all Schengen visa applications
  • description
    Transparent policy terms with easy, hassle-free claim settlement
  • email
    Instant policy issuance with email delivery

*Price calculated for a 35-year-old traveler on a 6-month trip to Estonia with $50,000 medical coverage satisfying the Schengen visa requirements.

Best Travel Insurance for Estonia

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What Is Estonia Visa Travel Insurance?

Estonia Visa Travel Insurance is a mandatory Health/Travel insurance policy required for any traveler visiting Estonia in Europe to obtain a Visa. Travel insurance for Estonia is required to primarily ensure financial protection for the insured travelers against sudden and unexpected medical hospitalizations following accidents or sickness resulting in hospitalization, evacuation or repatriation during their stay in these countries.

Is Travel Insurance for Estonia Mandatory from India?

Yes. As per EU/Schengen regulations, travel medical insurance is mandatory for Indian citizens applying for a Estonia visa. Without valid insurance, your visa application will be rejected.

Travel Insurance for Estonia Work Permit from India

Indian professionals working in Estonia must apply for a Type D National Work Visa. As part of the visa requirements, valid travel insurance covering the entire stay is mandatory.

eindiainsurance offers compliant plans tailored for long-term stays and work visas from top insurers like Bajaj Allianz, Care Health, Tata AIG, and more.

What Is the Cheapest Travel Insurance for Estonia Visa From India?

The cheapest Estonia travel insurance plan on eindiainsurance starts at only ₹21 per day from Bajaj Allianz.

Please feel free to contact us at +91-(80)-41101026 if you have any queries.

We recommend comparing Schengen travel insurance plans based on your travel duration, age, and coverage requirements. Our partner insurers offer some of the most comprehensive and affordable plans that meet all Schengen visa requirements.

Which Insurance Company Is Best for Travel Insurance to Estonia?

The top Indian General Insurance companies offer Schengen consulate approved travel insurance plans for Estonia. At EIndiainsurance.com, you are compare all these Schengen consulate approved travel insurance plans based on premiums and coverage benefits and buy them easily. All these plans are accepted by the Estonia country consulate and meet the €30,000 minimum Schengen visa medical coverage requirement.

While all approved insurers offer compliant plans, based on benefits, premium pricing, and claims service quality, Care Health, Tata AIG, and Bajaj Allianz are highly recommended for Indian travelers to Estonia.

Here’s a quick comparison of leading insurers:

Insurance Company Key Features Unique Selling Points
Care Health
  • Coverage from €30,000 and above
  • Cashless Inpatient Hospitalisation
  • Reliable assistance via Falck
  • Pre-existing condition coverage
  • No sub-limits in Platinum plan
Tata AIG
  • Medical Coverage from $50,000 to $1,000,000
  • Cashless network abroad
  • Includes personal liability & baggage loss
  • Prompt Claims settlement
  • Affordable pricing
Bajaj Allianz
  • Coverage from $50,000 onwards
  • In house Claims Settlement
  • Includes medical evacuation & repatriation
  • Coverage for all age groups upto 100 years
  • Access to Allianz hospital network in Europe
Reliance General
  • Coverage up to $500,000 for Schengen countries
  • Europe Assist partner for cashless hospitalization
  • Trip cancellation & flight delay coverage
  • Among the most competitive premiums
  • Pre-existing conditions in life-threatening cases
HDFC Ergo
  • Plans up to $500,000 with Schengen coverage
  • Includes travel-related benefits like passport/baggage loss
  • Partners with Allianz Assistance across Europe
  • Strong digital claims process

Top 5 Best Travel Insurance for Estonia From India

Looking for the best travel medical insurance for Estonia? Here's a curated list of the top 5 travel insurance plans for Estonia, ideal for Indian travelers applying for a Schengen visa.

  • Best Travel Insurance Plans for Estonia Visa – Individual Traveler Aged 35 Years

    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹21/day Get Quote »
    Policy Maximum
    €50,000
    Loss of Passport
    Up to €300
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to €500
    Medical Evacuation
    €50,000
    Starting at ₹22/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹23/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $200
    Medical Evacuation
    $50,000
    Starting at ₹24/day Get Quote »
    Policy Maximum
    €30,000
    Loss of Passport
    Up to €250
    Trip Cancellation
    Up to €750
    Baggage Loss
    Up to €100
    Medical Evacuation
    €30,000
    Starting at ₹25/day Get Quote »
  • Top Travel Insurance Plans for Estonia Visa – Senior Citizens Traveler Aged 65 Years

    Policy Maximum
    €50,000
    Loss of Passport
    Up to €300
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to €500
    Medical Evacuation
    €50,000
    Starting at ₹69/day Get Quote »
    Policy Maximum
    €30,000
    Loss of Passport
    Up to €250
    Trip Cancellation
    Up to €750
    Baggage Loss
    Up to €100
    Medical Evacuation
    €30,000
    Starting at ₹73/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹81/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $200
    Medical Evacuation
    $50,000
    Starting at ₹104/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $200
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to $350
    Medical Evacuation
    $50,000
    Starting at ₹118/day Get Quote »
Disclaimer: The travel insurance policies are arranged in order of premium costs for a 180-day trip to Estonia. Please refer to individual policy brochures for latest premiums and benefits. We are not liable for use of the information in the above table.

What Are the Estonia Travel Insurance Requirements for Indians?

To get a travel insurance for Estonia from India, you must apply for the visa along with a travel insurance policy that meets the following requirements. So what are these criteria for such a visa? Here's everything you need to know to meet the visa requirements so that you plan you can ensure you opt for the appropriate plan

Key Requirements for Estonia Travel Insurance:

Requirement Description
Schengen Approved Insurance Plan The insurance must be from a company and a plan approved or listed by Schengen authorities. Unapproved plans will not satisfy visa requirements.
Minimum Medical Coverage Limit The policy must cover at least €30,000 (approximately ₹31 lakh) for medical expenses including accidents and illnesses during your stay.
Validity Across Schengen Region The insurance should be valid in all Schengen countries, not just Estonia.
Coverage Duration The policy must be valid for the entire duration of your stay in the Schengen area. Partial coverage is not accepted.
Scope of Coverage Should include emergency medical expenses, hospitalization, medical evacuation, and repatriation of remains to India..
Cashless Hospitalization Policy should include Cashless Hospitalization to ensure timely settlement of claims expenses by insured.
Deductible for Medical Expenses Some countries require submission of a “Zero Deductible” plan for issuing a visa. Please check while applying. Most countries accept the current deductible of $50 / $100 on their policies.
Proof for Visa A valid Certificate of Insurance or visa letter from the insurer confirming the above coverage is mandatory when submitting your visa application.

What Does Estonia Travel Insurance Cover?

The most affordable travel insurance plans still offer critical coverage to protect you abroad, including:

  • local_hospital Emergency medical expenses
  • medication Hospitalization (inpatient & outpatient)
  • flight_takeoff Medical evacuation & repatriation
  • work_off Loss of passport or checked-in baggage
  • security Personal accident coverage
  • access_time Trip delay/cancellation (optional)
  • coronavirus COVID-19 coverage (on select plans)
Note: Since Estonia is part of the Schengen Zone, these coverages also satisfy the Schengen visa insurance requirements.

Why Do Indians Need Travel Insurance for Estonia?

Indian travelers who are planning to visit Estonia, which is a Schengen country, must buy travel insurance for Estonia that fulfills the Schengen visa requirements. This insurance ensures they are financially protected in case of:

  • local_hospital Hospitalization due to medical emergencies or accidental injuries
  • sync_problem Trip interruptions
  • work_off Baggage or passport loss
  • coronavirus COVID-19-related issues (if covered)

How Do I Buy Estonia Travel Insurance Online?

  • Step 1: Fill in your travel dates in the above form
  • Step 2: Compare plans from best Indian insurers
  • Step 3: Select your plan and make payment online
  • Step 4: Download your insurance policy + visa letter instantly

Travel Tips for Estonia

  • Ensure that your Indian passport is valid for at least 6 months
  • Book the Estonia visa insurance for the full stay in the Schengen zone
  • You may be asked to submit the visa letter at the Estonia consulate/embassy

Compare and buy the Best Estonia Visa Travel Insurance (Approved by VFS Global)

Understanding available Insurance options to travel to Europe can be complicated. There are many plans, various coverages, options and restrictions. Deciding on a policy that best suits your needs is not always easy.

We have created an comprehensive, easy to use 'Compare Indian travel insurance quotes' that simplifies the process of identifying, and buying an appropriate policy.

Our 'quote-compare engine' helps you select, compare and purchase a policy that best meets your specific needs.

How Much Does Travel Medical Insurance Cost for Estonia?

Estonia visa travel insurance cost starts from ₹761 for 30 days. Some of the best travel insurance for Estonia from India listed below meet the Estonia visa requirements and are widely recognized by Schengen/EU embassies and consulates.


Monthly Travel Insurance Cost for Estonia

Insurance Company Policy Maximum Age 35 Age 55 Age 75 Age 85
Care €30,000 ₹761 ₹1,008 ₹3,383 ₹7,612
Reliance €50,000 ₹924 ₹1,050 ₹6,013 -
Bajaj Allianz $50,000 ₹908 ₹1,050 ₹9,802 ₹17,070
Tata AIG $50,000 ₹1,002 ₹1,242 ₹6,546 ₹19,903
Royal Sundaram $50,000 ₹1,128 ₹1,326 - -

Travel Insurance Companies Approved for Schengen Visa Applications

  • TATA AIG Insurance Plans
  • Bajaj Allianz Insurance Plans
  • Reliance Insurance Plans
  • Care Insurance Plans
  • Royal Sundaram Insurance Plans
  • Cholamandalam Insurance Plans
The Schengen visa travel insurance plan is specifically designed for travelers visiting Schengen Countries in Europe. It is important to note that insurance is a mandatory requirement for a visa to be granted to these countries. Visas are normally issued for 90 days for the following 29 countries: The insurance Accident & Sickness Sum Insured should be atleast 30,000 Euros

About Estonia

Republic of Estonia is one of the newly formed Schengen countries with an area of around 45,000 square kilometers. It is bordered by the Baltic Sea, Latvia, and Russia. The population of the country is around one million.


Estonia Travel Insurance Estonia - General Information

Location

Europe

Capital

Tallinn

Currency

Euro

Population

1.31 million

Language

Estonian

Country Code

+372

Best Time to Visit

September to October

Sports

Basketball and Beach volleyball

Vacation Spots

Haapsalu, Hiiumaa, Kihnu, Korvemaa Nature Reserve , Kuressaare, Lake Peipus, Matsalu National Park, Narva, Nova & Noarootsi

Travel to Estonia – Overview

Estonia is not currently on the bucket travel list of many Indians with less than between 5,000-8,000 annual visitors ever year to this European country.


  • Location / Language of Estonia

    Estonia is a country in Northern Europe. It is bordered to the north by the Gulf of Finland with Finland on the other side, to the west by the Baltic Sea with Sweden on the other side, to the south by Latvia, and to the east by Lake Peipus and Russia. The territory of Estonia consists of a mainland and 2,222 islands in the Baltic Sea, covering a total area of 45,227 sq km, inclusive of water 2,839 sq km and is influenced by a humid continental climate. Tallinn is the capital and largest city of Estonia which has a population of around 4.6 lac persons.

    The official language of the country, Estonian, is the second most spoken Finnic language.

  • Visa Requirements / Currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel)

    As India is not part of the Schengen Area, if one is an Indian passport holder you will need to apply for the appropriate type of Schengen Estonian Visa for travelling to the country. To be eligible for a Schengen Visa for Estonia, one will mainly need their current passport, along with certain documents, to be submitted with the Visa application form.

    Currency : Euro (EUR)
    Conversion: Rs.1 INR = 0.013 EUR
    1 EUR = Rs. 78.04 INR

  • Top 10 tourist attractions in Estonia

    1. Tallinn Zoo is a large zoo in Tallinn, Estonia that was founded in 1939. It is the only zoo in Estonia housing around 550 different species of birds and animals and is the most visited zoo in the Baltic states.
    2. Toompea - It is a limestone hill, an oblong tableland, which measures about 400 by 250 metres, has an area of 7 hectares and is about 20–30 metres higher than the surrounding areas. In folklore the hill is known as the tumulus mound over the grave of Kalev, erected in his memory by his grieving wife.
    3. Alexander Nevsky Cathedral, Tallinn – It is the grandest orthodox cupola cathedral which was built by Mikhail Preobrazhensky in a Revival style between 1894 and 1900. It is dedicated to Saint Alexander Nevsky who in 1242 won the Battle of the Ice on Lake Peipus, in the territorial waters of present-day Estonia.
    4. Suur Munamägi - It is the highest peak in Estonia, reaching 318 metres above sea level. It is located near the village of Haanja, in Võru County, close to the borders of both Latvia and Russia. The landscape around the peak - the Haanja Upland - is gently hilly.
    5. Parnu – This city comes with pearly-white sand is backed by the all-new and indelibly lively Beach Promenade, with beautiful clear fountains and al fresco restaurants and the remnants of an Art Deco boom in the 20s add a real dash of class to the resort, spas rise unexpectedly on the street corners.
    6. Kuressaare Castle – Easily the best preserved fortresses in Estonia, the castle has a history museum which tells stories of the distant past and recent history of Saaremaa and the locals through permanent exhibitions and travelling exhibitions. There are also activities for both children and adults – from treasure hunts to archery.
    7. Kumu Art Museum – Located in Tallinn, the museum is the one of the largest art museums in Northern Europe and presents both permanent collections of Estonian art from the 18th century onwards, including works from the occupations period and showing both Socialist Realism and Nonconformist art.
    8. Estonian Open Air Museum - It is a life-sized reconstruction of an 18th-century rural/fishing village, which comes complete with church, inn, schoolhouse, several mills, 68 farmhouses, a fire station, twelve farmyards and net sheds spanning 79 hectares of land and contains 72 separate buildings.
    9. Valaste Waterfall – This is the highest waterfall in Estonia situated between Ontika and Valaste in the Kohtla Parish of the Ida-Viru County and formed by a stream as it flows over the Baltic Klint, with it’s popular attraction being its spray freezing up spectacularly in winter.
    10. Vilsandi National Park - This national park in Saare County, grew from a bird reserve founded in 1910 and is home to many migratory birds, like barnacle geese and Steller's Eider, and as a breeding and nesting ground for over 247 species of birds, of which the most common is the eider duck.

  • Things You Must Do in Estonia
    • Tour Tallinn on an Open-Top Bus - With your ticket you can enjoy the multi-lingual audio commentary on board while you hop on and off the bus as often as you like on a route specifically designed to show the main sights and attractions of the Tallinn city.
    • Take the Ferry Ride to Helsinki - An easy day trip by ferry for those keen to experience its medieval charms, one can cruise across the Gulf. Also delve into Tallinn’s UNESCO-listed Old Town and enjoy the museums, shops, and restaurants.
    • Spend a Day at The Tallinn TV Tower – At 314 meters in height, it is the tallest building in Estonia and is a renowned touristic, cultural and leisure centre. Head up to the viewing platform and brasserie-restaurant at the 170-meter level where one can enjoy an interactive exhibition detailing the greatest achievements the ages.
    • The Industrial Stalker Bike Tour in Kalamaja District- Known as a hipster district, Kalamaja offers stylish examples of beards, bicycles and sundresses tucked between handsome wooden houses and courtyard cafés. Also check out massive Soviet factories left abandoned and urban structures reclaimed by nature, as one roams in the silence of industrial cathedrals, old ships and even a nice derelict prison.
    • Naissaar Island Lighthouse and Underground Tunnel Tour – Enjoy a 1-hour, scenic boat voyage and the great views of Katherina Keys, Bald Island and, Midshallows Lighthouse. Visit the towering lighthouse and then have a trek through the wild forest trails, while checking out the underground tunnels.
  • Traditional Estonian cuisine has substantially been based on meat and potatoes, and on fish in coastal and lakeside areas, but now bares influence from many other cuisines like Scandinavian, German, Russian, Latvian, Lithuanian. The most typical foods in Estonia have been rye bread, meat, potatoes and dairy products.

    One must sample the following popular and tasty Estonian dishes:
    • Kvass – It is a traditional fermented beverage made from rye bread. It is hard to describe the taste, but it’s somewhere between beer and soda. Kvass is considered non-alcoholic, but it might still have up to about 1% alcohol after the fermentation process.
    • Rye bread is as popular in Estonia and people from the Baltic countries have a fondness for homemade bread, and they cannot imagine their cuisine without it. There are many different types of rye bread.
    • Kiluvõileib - Also known as a sprat fish sandwich. The recipe is simple—dark bread, sprat fish, boiled egg and some sauce.
    • Mulgipuder is made from potatoes and groat. It is very simple to prepare—mix mashed potatoes with groat, add some butter and pour on a delicious sauce that usually contains bacon.
    • Kama – It is one of the most iconic Estonian foods and is a mixture of roasted barley, rye, oat and pea flour, and it is used as an ingredient to make delicious Estonian desserts. Locals also mix kama with buttermilk or kefir and eat it for breakfast.

Popular Tourist Destinations in Estonia

Tallinn

Tallinn

The mighty rises of Toompea Hill are what define Estonia’s magnificent capital; soaring in a curious medley of Orthodox onion domes and medieval bulwarks right in the heart of the town.

Parnu

Parnu

Pärnu is a resort city in southwestern Estonia, overlooking Pärnu Bay. The city is bisected by the Pärnu River, which has paths on both banks, both of which end in stone jetties in the bay.

Otepaa

Otepaa

Otepää is a town in Valga County, southern Estonia, it is the administrative centre of Otepää Parish. Otepää is a popular skiing resort, popularly known as the "winter capital" of Estonia.

Narva

Narva

Narva is the third largest city in Estonia. It is located at the eastern extreme point of Estonia, at the Russian border, on the Narva River which drains Lake Peipus.

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