Star Personal Accident Care insurance

Star Personal Accident Care insurance review

• Eligibility Criteria of Star personal accident Care insurance

  • Any person between 18 and 70 years of age at the time of entry can take this insurance.
  • Dependent children covered from 5 months onwards
  • Policy benefits are applicable individually for each person covered under a family policy.
  • Policy Term : 1/2/3 years
  • Insured Classification – For the purpose of risk exposure and rating, the insureds will be classified in the following three categories:
    • Risk Group I- Persons engaged primarily in administrative functions.
    • Risk Group II – Persons engaged in manual work other than what is specifically provided for under Risk Group III
    • Risk Group III – Persons working in explosives industry, mine and /or Magazine workers, high tension electric supply, horse racing including jockeys, athletes and occupations of similar hazard

• Coverages under the Star personal accident Care plan

  Table A	Accidental Death	100% of Sum Insured + Bonus (if any)
  Table B	a. Accidental Death	100% of Sum Insured + Bonus (if any))
  	b. Permanent Total Disablement	150% of Sum Insured + Bonus (if any)
  	c. Permanent Partial Disablement	Specified percentage depending on the disability
  Table C	a. Accidental Death	100% of Sum Insured + Bonus (if any)
  	b. Permanent Total Disablement	150% of Sum Insured + Bonus (if any)
  	c. Permanent Partial Disablement	Specified percentage depending on the disability
  	d. Temporary Total Disablement	The benefit under this table is payable during the period of Temporary Total Disablement of the person covered due to an accident and resulting in hospitalization. The compensation payable is at the rate of 1% of the sum insured, subject to a maximum of Rs.15,000/- , per completed week, upto 100 weeks.