Plans | Sum Insured |
Student Plan | Age limit:16-35 |
Plans | Countries Covered | Sum Insured Options (Accident & Sickness Expenses) |
Student Suraksha Student Insurance Plan | Options available for both Including and Excluding USA & Canada | Bronze - $50,000 Silver - $100,000 Gold - $250,000 Platinum - $500,000 |
Platinum | Gold | Silver | Bronze | Standard |
---|---|---|---|---|
Emergency Medical Expenses (EME) Deductible: $100 | ||||
$500,000 | $250,000 | $100,000 | $50,000 | This Plan Does not Cover for Accident and Sickness Medical Expenses |
Medical Evacuation & Repatriation | ||||
Included Under Medical Expenses | Included Under Medical Expenses | Included Under Medical Expenses | Included Under Medical Expenses | |
Accidental Death | ||||
$25,000 | $20,000 | $20,000 | $20,000 | $20,000 |
Permanent Total Disability | ||||
$25,000 | $20,000 | $20,000 | $20,000 | $20,000 |
Emergency Dental Treatment Deductible: $100 | ||||
$500 | $500 | $250 | $250 | $250 |
Loss of Passport Deductible: $50 | ||||
$250 | $250 | $200 | $200 | $200 |
Loss of Checked Baggage(Waiting Period of 10 months is applicable for Pregnancy to be covered) Deductible: Per Baggage Max 50% of Sum Insured & Per article Limit Max 10% of Sum Insured | ||||
$2,000 | $2,000 | $1,000 | $1,000 | $1,000 |
Delay of Checked Baggage Deductible: 12 hours, $10 per, 8 hours | ||||
$200 | $200 | $150 | $100 | |
Personal Liability | ||||
$100,000 | $100,000 | $100,000 | $100,000 | $100,000 |
Compassionate Visit (2 way) | ||||
$7,500 | $7,500 | $7,500 | $7,500 | $7,500 |
Study Interruption | ||||
$7,500 | $7,500 | $7,500 | $7,500 | $7,500 |
Sponsor Protection | ||||
$10,000 | $10,000 | $10,000 | $10,000 | $10,000 |
Bail Bond | ||||
$5,000 | $5,000 | $5,000 | $5,000 | $5,000 |
Additional coverage for all Plus plan | |
---|---|
Inpatient medical expenses related to pregnancy* (Waiting Period of 10 months is applicable for Pregnancy to be covered) |
$500 |
Treatment of Mental & Nervous Disorders including alcoholism & drug Dependency | $1,000 |
Cancer Screening & Mammography Examinations | $2,000 |
Childcare Benefits Deductible: 2 days | $100 per day / max. 7 days |
Review HDFC Ergo student insurance policy wordings which explains the terms and conditions.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Student medical insurance for Indian students already outside India.
Insurance customers can renew their existing policy online before the exipry date at any time.