MediPlus is a top up health insurance plan to enhance your current health insurance with a higher total coverage at an affordable premium. It is the perfect health protection for you and your family which supplements your primary health insurance cover.
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Entry age is 18 years to 65 years for the proposer.
you can insure yourself, your spouse, upto 3 dependent children and your dependent parents. Child between 91 days to 5 years can be insured only when either parent is getting insured under this policy.
Tata AIG MediCare Health Premier Insurance benefits
In – patient hospitalization including room rent ,ICU, nursing, medicines drugs & consumables covered.
Pre and Post Hospitalization medical expenses Expenses incurred upto 60 days immediately before hospitalization and upto 90 days immediately after discharge are covered.
Day Care Procedures Covers 140 day care treatments.
Domiciliary Treatment The policy covers for the medical expenses incurred for availing medical treatment at home which would otherwise have required Hospitalization.
Organ Donor The policy covers inpatient medical expenses incurred on the insured (i.e recipient) and the organ donor for harvesting.
Emergency Ambulance Actual expenses incurred or Rs. 2000/- whichever is lower per hospitalisation for utilizing ambulance service
Portability A policy holder desirous of porting (shifting) his policy to us shall apply at least 45 days before the premium renewal date of his existing policy.
Settlement of your claims We settle your claims hassle free and quickly
Network of Hospitals network of 3000+ hospitals across India
Lifelong Renewal We offer you a lifelong renewal for your policy
Deductible We are not liable for any payment unless the Medical Expenses exceed the Deductible.
Waiver of Deductible We will offer the Insured Person to migrate to our indemnity health insurance Policy
Intentionally self-inflicted Injury or illness;
Conditions related to or arising out of HIV;
AIDS; War; Congenital anomalies;
Pregnancy and all related conditions; Abuse of drugs and alcohol and addiction or overdose etc.
Note: Please refer to policy wordings for the list of exclusions.
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