Why Indian student insurance?

Compare and buy Student medical insurance

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Indian students going overseas for their education should purchase student medical insurance to be able to face the expensive health care costs in foreign countries. Many universities abroad insist that Indian students purchase medical insurance coverage. There are many reputed insurance companies in India who offer plans with effective medical cover. The Indian policy premium rates are lower when compared plans offered by overseas insurance companies or those offered by many universities. Buying Indian student health insurance plans as opposed to student policies offered by foreign insurers can reduce insurance expenses by more than 50%.

Compare and buy plans online

At Eindiainsurance plans offered by well known insurance companies like TATA AIG, Bajaj Allianz, ICICI Lombard, Reliance, Cholamandalam … are displayed transparently. Customers can compare quotes by all these insurers in an objective manner and buy the best plan that suits their requirements. Some of the important features for Indian students to consider while comparing student medical insurance are:
  • Maximum sum assured
  • Waiver of compulsory medical insurance
  • Study interruption coverage
  • Sponsor protection coverage
  • Bail bond
  • Compassionate visit
  • Personality liability

Tips for Indian students visiting abroad

  • Check the reputation and placements of the university/institute you choose abroad to pursue your studies.
  • Keep the passport ready (apply well in advance) to avoid last minute hiccups.
  • It is crucial to have basic knowledge about the laws and customs of the place you are going to for education.
  • Read the information displayed on the consular website of the country you are visiting.
  • Be prepared for the visa interview with communication skills and subject knowledge.
  • Know all the important information about the university/institute you are visiting from their website or prospectus.
  • Try to speak to students who have already studied in the university/institute or new students who are joining along with you.
  • Learn about the health care system of the country you are visiting and the need for maximum sum of insurance coverage.

Student Insurance Partners

Student Travel Insurance
Insurance Companies offering student medical insurance
  • TATA AIG Insurance Plans
  • Bajaj Allianz Insurance Plans
  • Reliance Insurance Plans
  • Cholamandalam Insurance Plans
  • Apollo Munich Insurance Plans
  • Future Generali Insurance plans
  • Religare Insurance Plans
  • HDFC ERGO Insurance Plans
  • Royal Sundaram Insurance Plans
  • Star Health Student Insurance Plans
  • Universal sompo Insurance Plans
Student Travel Insurance is an insurance policy specifically designed for students travelling abroad on student visa to pursue their higher studies. The policy covers students who are enrolling in colleges, universities or institutes in a foreign country for professional/other academic courses. There are coverages specific to students that include Sponsor Protection, Compassionate Visit , Bail Bond and Study Interruption.
Coverages Offered
  • Emergency Accident & Sickness Reimbursement
  • Medical Evacuation
  • Repatriation of Remains
  • Treatment of Mental Disorders
  • Cancer Screening and Mammography
  • Maternity Coverage
  • Study Interruption
  • Sponsor Protection
  • Missed Connection
  • Compassionate Visit (2 way)
  • Emergency Cash Advance
Policy Exclusions
  • Travelling against the advice of a Physician
  • Pre-existing Conditions
  • Serving in any branch of the Naval, Military or Air Forces
  • Being under the influence due to usage/abuse of drugs, alcohol, or other intoxicants
  • Ionising radiation or contamination by radioactivity from any nuclear fuel
  • External congenital anomalies
  • Adventure sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing
  • Ayurvedic, Homeopath or naturopathy treatments

Student Insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Student outside India

Student medical insurance for Indian students already outside India.

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Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Student insurance FAQ

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Compare student plans

Compare benefits of Student Insurance.

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Eindia Insurance – Blog.

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Resourceful Indian student insurance links

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