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Why Indian student insurance?

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Overview

Indian students going overseas for their education should purchase student medical insurance to be able to face the expensive health care costs in foreign countries. Many universities abroad insist that Indian students purchase medical insurance coverage. There are many reputed insurance companies in India who offer plans with effective medical cover. The Indian policy premium rates are lower when compared plans offered by overseas insurance companies or those offered by many universities. Buying Indian student health insurance plans as opposed to student policies offered by foreign insurers can reduce insurance expenses by more than 50%.

Compare and buy plans online

At Eindiainsurance plans offered by well known insurance companies like TATA AIG, Bajaj Allianz, ICICI Lombard, Reliance, Cholamandalam … are displayed transparently. Customers can compare quotes by all these insurers in an objective manner and buy the best plan that suits their requirements. Some of the important features for Indian students to consider while comparing student medical insurance are:
  • Maximum sum assured
  • Waiver of compulsory medical insurance
  • Study interruption coverage
  • Sponsor protection coverage
  • Bail bond
  • Compassionate visit
  • Personality liability

Tips for Indian students visiting abroad

  • Check the reputation and placements of the university/institute you choose abroad to pursue your studies.
  • Keep the passport ready (apply well in advance) to avoid last minute hiccups.
  • It is crucial to have basic knowledge about the laws and customs of the place you are going to for education.
  • Read the information displayed on the consular website of the country you are visiting.
  • Be prepared for the visa interview with communication skills and subject knowledge.
  • Know all the important information about the university/institute you are visiting from their website or prospectus.
  • Try to speak to students who have already studied in the university/institute or new students who are joining along with you.
  • Learn about the health care system of the country you are visiting and the need for maximum sum of insurance coverage.

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