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TATA AIG Senior Citizen travel insurance
Senior citizens can purchase TATA AIG Senior Citizen Overseas mediclaim travel insurance and get medical coverage in case of an emergency. Above 70 (up to the age of 79) TATA AIG travel insurance is available exclusively at EINDIAINSURANCE for purchase without any 'paper work' or any 'medical reports'.
| Benefits | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination |
|
|
|
| Sum Insured for Accident & Sickness | Upto $50,000 Deductible : $100 |
Upto $100,000 Deductible : $100 |
Upto $50,000 Deductible : $100 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
| Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 Deductible : $75 |
$500 Deductible : $75 |
- |
| Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
| Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
| Trip Curtailment | $500 Deductible : $100 |
$500 Deductible : $100 |
$500 Deductible : $100 |
| Trip Cancellation | $250 Deductible : $50 |
$500 Deductible : $50 |
$250 Deductible : $50 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
| Missed Flight/Connection | $250 | $250 | $250 |
| Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $75 |
$250 Deductible : $50 |
| Home Content Burglary (in INR) | ₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
| Accommodation Extension | $50 per day upto max of 10 days | $100 per day upto max of 10 days | $50 per day upto max of 10 days |
| Hijack/Kidnap Daily Allowance | $75 Per 12 hours, upto max of 10 days | $100 Per 12 hours, upto max of 10 days | $75 Per 12 hours, upto max of 10 days |
| Loss of International driving license | - | - | - |
| Flight Cancellation | - | $75 | - |
| Emergency Extension of the Policy | 7 days | 7 days | 7 days |
| Loss of Personal Baggage | - | $200 Deductible : $30 |
- |
| Compassionate Travel/Stay | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
| Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
|---|---|---|---|
| Hospital Room Rent and Boarding expenses | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days |
| Emergency Room Services | $1,500 | $1,500 | $1,500 |
| ICU Charges | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days |
| Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
| 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
| Physician Consultation Charges | $125 per day upto 10 visits | $125 per day upto 10 visits | $125 per day upto 10 visits |
| Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
| Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
| Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
| Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
| Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
The TATA AIG travel insurance for Senior Citizens cost per month starts at just ₹6,175 for coverage Worldwide Including USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
| Traveler's age | Travel Guard Plus Silver | Travel Guard Plus Silver Plus | Travel Guard Plus Gold | Travel Guard Plus Platinum | Titanium | Titanium Plus |
| 61-70 years (Limited coverage) | ₹6,175 | ₹7,156 | ₹8,768 | ₹9,403 | - | - |
| 61-70 years | ₹11,902 | ₹14,625 | ₹17,900 | ₹20,368 | - | - |
| Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
| $50,000 | $100,000 | |
| 71-75 years (Limited coverage) | ₹9,097 | ₹12,571 |
| 71-75 years | ₹21,769 | ₹24,351 |
| 76-80 years (Limited coverage) | ₹12,998 | ₹17,922 |
| 76-80 years | ₹31,450 | ₹35,141 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 81 - 85 years (Limited coverage) | ₹25,504 |
| 81 - 85 years | ₹54,801 |
| 86 - 90 years (Limited coverage) | ₹40,975 |
| 86 - 90 years | ₹88,582 |
| 91 - 98 years (Limited coverage) | ₹51,634 |
| 91 years and above | ₹103,396 |
The TATA AIG travel insurance for Senior Citizens cost per month starts at just ₹2,874 for coverage Worldwide Excluding USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
| Traveler's age | Travel Guard Plus Silver | Travel Guard Plus Silver Plus | Travel Guard Plus Gold | Travel Guard Plus Platinum | Titanium | Titanium Plus |
| $50,000 | $100,000 | $250,000 | $500,000 | $750,000 | $1,000,000 | |
| 61-70 years (Limited coverage) | ₹2,874 | ₹3,674 | ₹4,174 | ₹4,699 | - | - |
| 61-70 years | ₹3,740 | ₹4,999 | ₹5,915 | ₹7,004 | - | - |
| Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
| $50,000 | $100,000 | |
| 71-75 years (Limited coverage) | ₹5,845 | ₹6,604 |
| 71-75 years | ₹7,725 | ₹10,683 |
| 76-80 years (Limited coverage) | ₹7,202 | ₹9,352 |
| 76-80 years | ₹11,174 | ₹15,415 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 81 - 85 years (Limited coverage) | ₹13,936 |
| 81 - 85 years | ₹23,486 |
| 86 - 90 years (Limited coverage) | ₹23,842 |
| 86 - 90 years | ₹40,555 |
| 91 - 98 years (Limited coverage) | ₹32,511 |
| 91 years and above | ₹55,490 |
Yes, Tata AIG’s Senior Citizen travel insurance plans do cover pre existing conditions, but in Life threatening conditions/situations only. There is a restricted cover under the Accident & Sickness Medical Expense Reimbursement section of the policy which covers medical treatment solely designed to relieve acute pain, provided to the Insured by the Physician for Disease/Accident arising out of a pre-existing condition, which will be reimbursed upto a limit specified in the policy.
Tata AIG offers two plans for International Travelers going abroad on business or leisure. Under their regular Travel Guard Plan they offer coverage for insureds upto 70 years of age (as on the date of travel). They also offer a Senior Citizen Plan which is available for insured beyond the age of 70 years and this plan does not have an upper age restriction and hence any traveler above the age of 70 years can purchase this plan. So depending on the age of the traveler, one can choose the appropriate plan from Tata AIG.
Yes, Tata AIG’s travel insurance plans offer cashless claim settlement for Inpatient Hospitalization treatment subject to the fact that the insured (or their family member) informs Travel Guard (Tata AIG’s Assistance arm) while the insured is being admitted or is already admitted in the hospital and that the condition for which treatment is being sought is covered under the Tata AIG plan. Please reach out to the Assistance company over phone or email on the numbers/email ids provided on the Certificate of Insurance to avail this cashless treatment.
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Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after getting the approval.
Know more »TATA AIG health insurance renewal customers can renew existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.
Know more »Kindly refer the Policy Wordings for complete coverage details along with terms and conditions.
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