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Bajaj Allianz Home Insurance
| Building (Structure) My Home Insurance - All Risk Policy |
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|---|---|---|
| Agreed Value Basis (Flat/ Apartment) |
Reinstatement Value Basis (Flat / Apartment / Independent Building) |
Indemnity Basis (Flat / Apartment / Independent Building) |
| New For Old Basis (Excluding Jewellery and Valuables, Painting, Works of Arts and Curios) | ||
| Platinum Plan -I Flat / Apartment Insurance - Agreed Value Basis + Contents - New For Old (For Contents Up to 5 Years) |
Diamond Plan -I Flat / Apartment/Building Insurance - Reinstatement Value Basis + Contents - New for Old (For Contents Up to 5 Years) |
Gold Plan -I Flat / Apartment/Building Insurance - Reinstatement Value Basis + Contents - New for Old (For Contents Up to 5 Years) |
| Indemnity Basis (Excluding Jewellery and Valuables) |
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| Platinum Plan -II Flat / Apartment Insurance - Agreed Value Basis + Contents - Indemnity Basis |
Diamond Plan -II Flat / Apartment / Building Insurance - Reinstatement Value Basis + Contents - Indemnity Basis |
Gold Plan -II Flat / Apartment / Building Insurance - Indemnity Basis + Contents - Indemnity Basis |
| Portable Equipments Coverage | ||
| Inbuilt Coverage : India Insurance Coverage Extension On Payment of Additional Premium : Worldwide |
Inbuilt Coverage : India Insurance Coverage Extension On Payment of Additional Premium : Worldwide |
Inbuilt Coverage : India Insurance Coverage Extension On Payment of Additional Premium : Worldwide |
| Jewellery and Valuables | ||
| For Jewellery and Valuables: Inbuilt Coverage : India Insurance Coverage Extension On Payment of Additional Premium : Worldwide |
For Jewellery and Valuables: Inbuilt Coverage : India Insurance Coverage Extension On Payment of Additional Premium : Worldwide |
For Jewellery and Valuables: Inbuilt Coverage : India Insurance Coverage Extension On Payment of Additional Premium : Worldwide |
| Rent for Alternate Accommodation | ||
| 0.5% of the Flat / Apartment Sum Insured or actual rent which ever is less subject to a maximum of '50,000/- per month for the period until the Completion of Reconstruction or 24 months which ever is less | 0.3% of the "Building" Sum Insured or actual rent which ever is less subject to a maximum of '35,000/- per month for the period until the Completion of Reconstruction or 24 months which ever is less | - |
| Options tO insure | ||
| Insured has the Option to insure either Flat / Apartment Only OR Contents Only OR Both | Insured has the Option to insure either Flat / Apartment / Independent Building Only OR Contents Only OR Both. | Insured has the Option to insure either Flat / Apartment / Independent Building Only OR Contents Only OR Both. |
| Options for policy period | ||
| 1 Year 2 Years 3 Years |
1 Year 2 Years 3 Years |
1 Year 2 Years 3 Years |
| Add on cover for all plans | ||
| 1. Loss of Rent 2. Temporary Resettlement Cover 3. Keys and Locks Replacement Cover 4. ATM withdrawal Robbery Cover 5. Lost Wallet Cover 6. Dog Insurance Cover 7. Public Liability Cover 8. Employee's Compensation Cover |
1. Loss of Rent 2. Temporary Resettlement Cover 3. Keys and Locks Replacement Cover 4. ATM withdrawal Robbery Cover 5. Lost Wallet Cover 6. Dog Insurance Cover 7. Public Liability Cover 8. Employee's Compensation Cover |
1. Loss of Rent 2. Temporary Resettlement Cover 3. Keys and Locks Replacement Cover 4. ATM withdrawal Robbery Cover 5. Lost Wallet Cover 6. Dog Insurance Cover 7. Public Liability Cover 8. Employee's Compensation Cover |
| Note : Standalone Cover for jewellery and valuables and / Or Curios, Paintings and Work of Arts cannot be Opted unless Contents are Insured. Please contact our customer care for further clarification on quotes for home insurance and for content. |
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