The Schengen countries with mandatory travel insurance requirements include Austria, France, Latvia, Norway, Sweden, Belgium, Germany, Lithuania, Poland, Switzerland, Czech Republic, Greece, Liechtenstein, Portugal, Denmark, Hungary, Luxembourg, Slovakia, Estonia, Iceland, Malta, Slovenia, Finland, Italy, Netherlands, Spain.
Traveling across Europe is by and large covered by the introduction of the Schengen visa. If you are a traveler transiting through or visiting the Schengen countries, you have to obtain your Schengen visa from the Consulate of the country of your main destination. However, the proof of health insurance cover for your stay in the Schengen country has to be presented to the consulate prior to issuance of visa. The Schengen Visa requires that the insured traveler have an Accident & Sickness coverage of a minimum of Euros €30,000 covering the duration of the trip. The Schengen visa requirements also state that the insurance plan opted for by the insured needs to cover Emergency Medical Evacuation and Repatriation of Remains.
Hence some insurance companies offer a Schengen specific plan ensuring this minimum coverage is offered in their plans. The Schengen countries are Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland. Hence if you are travelling to any of these countries, one must have a Schengen visa in place.
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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify by contacting them.
Travellers can understand the difference between benefits offered under indian travel insurance plans.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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