Extensions under the chosen plan will be provided, subject to the following:
Your policy will expire at midnight on the final day it's valid for. For single trip polices your cover will end on the day you have advised you will return to India as per the policy certificate or on the date of your actual return, whichever is earlier. For an annual policy your cover will expire a full year later so, for example, if you purchase on the 2nd of February 2016, your policy will expire at midnight on the 1st of February 2017, by which time you must be back in India.
The policy can be cancelled via a written request sighting the reason for the cancellation. The policy can be cancelled anytime prior to the inception of the policy. If the policy has already incepted and the insured has not travelled for some reason, a copy of the complete passport needs to be submitted as a proof that the journey has not been undertaken. Cancellation charges of Rs. 300/- shall be applicable and the balance premium shall be refunded.
No refund is allowed for an early return to India under any circumstances.
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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify by contacting them.
Travellers can understand the difference between benefits offered under indian travel insurance plans.
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