Yes, passport loss is covered in the policy. Compensation for expenses incurred directly in obtaining a duplicate or new passport abroad.
This benefit will reimburse the insured for the loss of checked in baggage in the custody of the common carrier as per the coverage available under the availed plan.
Compensation for reasonable expenses incurred for purchase of emergency personal effects like toiletries, clothing, medication etc. due to delay in arrival of checked in baggage, whilst overseas.
What does Medical Evacuation and Repatriation of Remains cover? In the event of medical emergency, the Assistance Partner will arrange for evacuation and transportation based on the evaluation of your medical condition. The Assistance Partner also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
If the Common Carrier in which the insured Person is aboard is hijacked, the company agrees to pay to a Distress Allowance in excess of the Deductible.
Details of cover can be found in your policy documentation regarding disasters and terrorism. Most insurance plans offer coverage for these eventualities, but there may be exclusions within your policy so it's important that you check this if you're concerned.
Daily allowance is a reimbursement of all incidental expenses, upto the policy limit, that is payable to the insured during their period of hospitalisation (being an inpatient). The policy specifies a limit per day payable, and the deductible of 1 day is applicable.
If due to an act of negligence or otherwise, any Property Damage caused by you to a third party resulting in the said party filing a suit against you, the said claim is payable under the Personal Liability section of the policy. Similarly, if as a result of an accident any Bodily Injury is caused to a third party, resulting in a suit, then the medical expenses incurred by the third party is paid for by the policy under the Personal Liability section, upto the policy limits specified in the policy.
Yes, all travel insurance policies offer Emergency Accident & Sickness Medical Expenses coverage for both Inpatient and Outpatient treatment. The insurers offer multiple sum insured levels from $15,000 to $1,000,000 for Medical Expenses that the traveller can choose from. The medical expenses have a deductible which is the insured’s contribution to every claim. Please note that the benefit of Medical Evacuation and Repatriation of Mortal Remains is a subset of Medical Expenses as offered by the insurer
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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify by contacting them.
Travellers can understand the difference between benefits offered under indian travel insurance plans.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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