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bajaj Insurance Plans Bajaj Allianz travel insurance - Travel Value

Travel Value Plan is a comprehensive travel insurance plan that caters to the specific needs of an individual travelling aboard on Business or on Leisure. It covers all medical eventualities including hospitalization (subject to terms and conditions of the policy) and other incidental expenses for non-medical claims at a fraction of amount that would be otherwise needed.

Features

  • Very Comprehensive plan with A&S Coverage upto $500,000
  • Offers cashless service for inpatient treatment worldwide
  • This plan is accepted by the Schengen Consulate for issuance of visa
  • Covers Accident & Sickness Medical expenses, Medical Evacuation and Repatriation of Remains
  • Covers for any delay or loss in baggage, checked in with the Common Carrier
  • In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions
  • Provides Emergency Assistance outside the country for Medical and Non-Medical Reasons

Travel value benefit table

Travel value $500,000 Coverage Sum Insured in USD
Medical Expenses and Evacuation(Deductible $100) $500,000
Emergency Sickness Dental Expense(Deductible $100)# $500
Personal Accident** $30,000
Baggage Delay Benefit(After first 12 hrs) $100
Checked Baggage Loss Benefit* $1,000
Loss of Passport (Deductible $25) $250
Personal Liability(Deductible $100) $200,000
Trip delay (After first 12 hrs) $20 per 12 hrs, max $120
Hijack $50 per day to max $300
Emergency Cash Advance*** $1,500
Golfer's Hole in One $500
# - Included under the benefit limit of Sickness Medical Expenses
*Per Baggage maximum 50% and per item in the baggage 10%.
**Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
*** Cash Advance would include delivery charges issued against the Credit Card Limit of the traveler.

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