The Indian Travel Insurance companies whose plans are on
https://eindiainsurance.com/ today include
Tata AIG,
Bajaj Allianz,
Religare Health,
Reliance General,
Apollo Munich,
Future Generali,
Cholamandalam,
HDFC Ergo,
Royal Sundaram and a few others with a policy comparison facility to allow the traveller to review the plans available and choose the plan best suited to his/her requirements. The India Travel insurance plans offer both Medical coverages like Accident & Sickness Expense Cover, Personal Accident etc and Non Medical coverages like
Passport Loss,
Baggage Loss/Delay Trip Cancellation/Interruption etc.
Apart from Travel insurance company dedicated pages and plans for specific geographies, there are also travel insurance plans for specific customer segments like Indian Parents Travel Insurance, Indian Students Travel Insurance, Indian Senior Citizens Travel insurance etc.
International Travel Insurance is a critical part of any Overseas Trip eventhough today almost 75-80% of International Travellers do not opt for it citing various reasons. Most International travellers will ensure that they have their air tickets, hotel reservations, land package arrangements, foreign exchange organised, but when it comes to Travel Insurance, they prefer to not purchase it unless mandatorily required by the destination country. One of the key reasons for this is that the traveller does not believe that travel insurance is a useful product to have when they go overseas. The second reason is that even if they believe it is a useful product, they are not aware of how they can utilise whilst abroad, it the need arises. The traveller must first be aware of the travel health insurance options in the market. This is where a website
https://eindiainsurance.com/ comes in handy for an International or Domestic traveller. The traveller can go through Indian Travel Insurance review section as well as the Indian Travel insurance compare page which displays the range of insurance plans pertaining to their requirements before making a decision regarding the same. Ideally there are 4-5 important details that the traveller should keep in mind while deciding on the insurance plan most suited to them and the Indian Travel Insurance Comparison will help with this:
- Duration of Travel
- Destination of Travel – Premium is dependent on the Destination Country
- Age of the Traveller
- Coverage required in terms of Sum Insured ($50,000 - $1,000,000 options are available)
- Proposed Itinerary of the trip (if one is likely to undertake adventure activities, it may be better to buy a plan with an Adventure Sports Cover) and
- Claims Settling capabilities of the insurance company (along with their Third Party Administrator or TPA) - It is advisable to choose a partner who specialises in Travel Insurance and has a large network of hospitals abroad.
The
eindiainsurance.com provides the insured traveller to opt for country specific plans for Indian Travel Insurance to UK, Indian Travel Insurance to Australia, Indian Travel Insurance to Canada, Indian Travel Insurance to USA, Indian Travel Insurance to Europe etc. Importantly the website also caters to Senior Citizens with specific plans for them under the Indian Travel Insurance for Senior Citizens page as well as those who are travelling with Pre existing medical conditions where there is a page dedicated to Indian Travel Insurance Pre Existing conditions.