TATA AIG Travel Insurance

TATA AIG travel insurance overview

• Business Travel Accident

  Business Travel Accident is designed for companies where numerous employees make overseas trips, each trip lasting for not more than 6 months. The employees get covered for Accident & Sickness Medical Expenses, Medical Evacuation, Baggage Loss or Delay, even Loss of Passport and a host of other relevant benefits. This is backed up by effective claims and assistance services across the world by two of the most proficient Assistance companies - AIG Assist and International SOS.

  Business Travel Accident - Features

  Why BTA?
  • BTA's premium rates are per day, per person - so you pay only for what you use - this saves premium
  • The policy issuance is Internet based and convenient both for issuing policies and MIS
  • Travel days can be replenished on payment of additional premium - and monthly reconciliation to ensure accuracy of your billing.
  • Toll Free facilities in Americas, UK, Japan for immediate medical assistance

  How it works?

  Each BTA policy is for an entire year. During this year, all single overseas trips (not exceeding 180 days) made by each and any employee is covered. The travel days and premium are adjusted according to actual number of days used.
  
  

  Cover Includes

  Benefits	Silver	Gold	Platinum
  Accident & Sickness Medical Expenses Reimbursement, incl Accident Dental exp	50,000	250,000	500,000
  Dental limit $300 per Occurance and $100 per Teeth(Deductible)	50	50	50
  Assitance Services	Included	Included	Included
  Emergency Evacuation	Included	Included	Included
  Repatriation of Remains	Included	Included	Included
  Hijack Benefit	Included	Included	Included
  For $ 30 per day and max of $ 300 (Deductible)	1 day	1 day	1 day
  Personal Liability	500000	500000	500000
  Deductible	200	200	200
  Hospitilization Benefit	500	500	500
  AD&D 24 Hours -During Business Trip	10000	15000	25000
  AD&D Common Carrier	10000	15000	25000
  Baggage Loss (Checked)	1500	1500	1500
  Baggage Delay (After 12 hours only)	150	150	150
  Loss of Passport	250	250	250
  Deductible	30	30	30
  Trip Delay Maximum	500	500	500
  for every 8 hours	10	10	10
  Replacement & Rearrangement of staff	5000	5000	5000

  
  * Included under the benefit limits of Accident & Sickness Medical Expenses Reimbursements
  * For Accidental Death & Dismemberment while travelling by a common carrier, this benefit get to AD&D 24 hours benefit
  
  

• Features of Tata AIG Travel Domestic travel guard insurance

  • Missed Departure
    In the event of missing the departure of your booked journey, the cost of your actual ticket(air / rail) will be reimbursed subject to certification by the concerned authority.
  • Accommodation charges due to trip delay
    In the event of the trip delay, the extra accommodation expenses incurred will be reimbursed.
  • Lost ticket reimbursement
    In case of a ticket loss due to which one cannot continue the journey the actual cost of the ticket will be reimbursed.
  • Emergency medical evacuation
    In the event of a medical emergency, the arrangements for the evacuuation and transportation of the insured for appropriate & quality medical care, shall be covered.
  • 24 x 7 Assistance
    Our assistance team will be available round the clock for any assistance or referral services.